Current Affairs & MCQs
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MCQs 2026

51.
What is the latest reported value of India's FI-Index for FY 2025-26?
A 55.2
B 58.9
C 60.1
D 62.5
52.
What is the primary purpose of the RBI's Financial Inclusion Index (FI-Index)?
A To measure the stock market performance
B To measure the extent of financial inclusion in the country
C To track inflation rates
D To assess the health of the banking sector's profitability
53.
The RBI's revised securitisation framework aims to invigorate the market by:
A Reducing the number of participating originators
B Increasing the supply of securitised assets and improving market liquidity
C Limiting the types of securitised assets
D Discouraging banks from freeing up capital
54.
What is expected to improve for investors due to the enhanced disclosure requirements in the new framework?
A Reduced access to information
B Greater transparency and confidence
C Increased complexity in understanding instruments
D Limited investment options
55.
The revised framework introduces a more flexible approach to which criterion, making it easier for originators to transfer assets?
A Capital Adequacy Ratio (CAR)
B 'True Sale' criteria
C Reserve Requirement Ratio (RRR)
D Liquidity Coverage Ratio (LCR)
56.
Which of the following is a key change introduced in the revised framework regarding Minimum Holding Period (MHP)?
A Increase in MHP for all standard assets
B Reduction in MHP for certain types of standard assets
C Elimination of MHP altogether
D MHP made optional for originators
57.
What is the primary objective of the RBI's new framework for securitisation of standard assets?
A To restrict the flow of credit
B To simplify the process, enhance market liquidity, and promote responsible practices
C To increase the cost of borrowing for banks
D To discourage the transfer of credit risk
58.
The strengthening of the SGB framework is expected to:
A Discourage investment in green initiatives
B Increase borrowing costs for green projects
C Boost investor confidence and potentially lower borrowing costs for green projects
D Reduce India's commitment to climate action
59.
What is a key enhancement in the reporting requirements for India's SGBs?
A Reduced transparency on fund utilization
B Focus on financial returns only
C More granular data on environmental benefits achieved
D Exclusion of third-party verification reports
60.
The updated SGB framework requires projects to align with which international goals?
A World Trade Organization (WTO) agreements
B International Monetary Fund (IMF) lending targets
C UN Sustainable Development Goals (SDGs)
D Paris Agreement on Climate Change (specific targets)