Current Affairs & MCQs
Latest Questions, Daily Updates & More

MCQs 2026

61.
Which of the following is a new eligible green project category added to India's SGB framework?
A Fossil fuel exploration
B Sustainable water management
C Traditional manufacturing industries
D Urban sprawl development
62.
What is the primary purpose of Sovereign Green Bonds (SGBs)?
A To finance defense projects
B To raise capital for projects with positive environmental and climate benefits
C To fund infrastructure development without environmental considerations
D To manage foreign exchange reserves
63.
The RBI's new guidelines for digital lending platforms aim to enhance trust and credibility in the sector by:
A Reducing competition among lenders
B Bringing entities under regulatory oversight
C Increasing the complexity of loan applications
D Limiting the types of loans offered
64.
Which aspect of digital lending is significantly addressed by the new RBI guidelines concerning data?
A Encouraging unlimited data collection
B Prohibiting data collection entirely
C Robust data protection and privacy measures
D Mandatory sharing of customer data with third parties
65.
The new guidelines emphasize clear disclosure requirements for:
A Employee salaries
B Marketing strategies
C All fees and charges associated with loans
D Company's annual profit margins
66.
According to the new RBI guidelines, what is mandatory for all digital lending entities?
A To operate only in major metropolitan cities
B To have a physical branch in every district
C To register with the RBI
D To offer loans only to existing bank customers
67.
What is a primary objective of the RBI's new guidelines for digital lending platforms?
A To encourage predatory lending practices
B To increase the cost of digital loans
C To curb malpractices and protect borrowers
D To reduce the number of digital lending entities
68.
Which of the following is a significant implication of India's digital payment growth for financial inclusion?
A Exclusion of rural populations from financial services
B Bringing more unbanked and underbanked populations into the formal financial system
C Increased dependence on traditional banking channels
D Limited access to digital payment methods
69.
Crossing the 100 billion digital transaction mark signifies a shift towards:
A Increased reliance on physical currency
B Greater transparency and reduced black money
C Slower financial transaction speeds
D Higher cash handling costs for businesses
70.
The significant growth in digital payments in India is attributed to all of the following EXCEPT:
A Government initiatives like Digital India
B Increased smartphone and internet penetration
C Reduced competition among payment providers
D Continuous innovation in payment technologies