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MCQs 2026

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1.
What does 'greenwashing' refer to in the context of green bonds?
A Issuing bonds to fund environmentally friendly projects.
B Making misleading claims about the environmental benefits of a bond or project.
C Investing in renewable energy sources.
D The process of recycling bond certificates.
2.
What is the main aim of SEBI's new disclosure norms for the green bond market?
A To reduce the issuance of green bonds.
B To increase the complexity of green bond investments.
C To enhance transparency and prevent greenwashing.
D To limit foreign investment in green bonds.
3.
Which regulatory body has introduced new disclosure norms for the green bond market?
A Reserve Bank of India (RBI)
B Securities and Exchange Board of India (SEBI)
C Ministry of Finance
D National Stock Exchange (NSE)
4.
What is a key benefit of digital lending platforms like 'SME Saathi' for MSMEs?
A Increased paperwork and manual processing.
B Faster loan approval and disbursement.
C Limited accessibility to remote areas.
D Higher interest rates compared to traditional loans.
5.
Which segment of businesses is 'SME Saathi' primarily aimed at?
A Large Corporations
B Micro, Small, and Medium Enterprises (MSMEs)
C Startups with venture capital funding
D Public Sector Undertakings
6.
What is the primary objective of SBI's 'SME Saathi' initiative?
A To provide traditional branch-based loan services to SMEs.
B To offer digital lending solutions for Micro, Small, and Medium Enterprises (MSMEs).
C To facilitate international trade for SMEs.
D To offer wealth management services to SMEs.
7.
Maintaining the repo rate unchanged can have which of the following effects on the economy?
A Increased borrowing costs for consumers and businesses.
B Reduced liquidity in the banking system.
C Potentially slower economic growth due to higher borrowing costs.
D All of the above
8.
What is the repo rate?
A The rate at which commercial banks lend to the RBI.
B The rate at which the RBI lends to commercial banks for a short period.
C The rate at which commercial banks lend to their customers.
D The rate at which the RBI lends to the government.
9.
What is the primary reason cited by the RBI for maintaining the status quo on the repo rate?
A To stimulate economic growth
B To combat persistent inflation concerns
C To reduce the fiscal deficit
D To encourage foreign investment
10.
The Nari Shakti Digital Literacy Initiative aims to cover which of the following aspects of digital literacy?
A Basic computer operations and internet usage.
B Online safety and security.
C Accessing government services and digital financial transactions.
D All of the above