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MCQs - 2026-04

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English
4711.
The new directives are a response to the rapid growth of digital payments and:
A Decreasing cyber threats
B Increasing sophistication of cyberattacks
C Reduced internet penetration
D Limited adoption of mobile banking
4712.
The RBI will be enhancing its supervisory oversight to ensure:
A Reduced competition among payment providers
B Adherence to new cybersecurity standards
C Increased transaction processing times
D Limited access to financial data
4713.
What could be a consequence of non-compliance with the RBI's cybersecurity directives?
A Awards for innovation
B Increased operational freedom
C Penalties
D Government subsidies
4714.
Payment system operators are expected to invest in:
A Outdated security technologies
B Advanced security technologies and personnel training
C Reducing their IT budgets
D Manual transaction processing
4715.
The RBI's directive aims to protect the integrity of the payment ecosystem and:
A Increase the complexity of digital transactions
B Protect customer data and maintain public trust
C Discourage the use of digital financial services
D Limit innovation in payment technologies
4716.
Which of the following is NOT a requirement under the new RBI guidelines?
A Robust risk management frameworks
B Regular vulnerability assessments
C Reduced data protection measures
D Comprehensive incident response plans
4717.
What is the primary objective of the RBI's new cybersecurity directives?
A To reduce the number of digital transactions
B To bolster the resilience of India's digital payment infrastructure
C To increase transaction fees for payment systems
D To promote the use of cash transactions
4718.
When did the new cybersecurity directives for payment systems come into effect?
A January 1, 2026
B March 1, 2026
C April 1, 2026
D May 1, 2026
4719.
Who has mandated enhanced cybersecurity measures for payment systems in India?
A Ministry of Electronics and Information Technology
B Reserve Bank of India (RBI)
C National Payments Corporation of India (NPCI)
D Ministry of Finance
4720.
Which of the following is a primary driver for the adoption of green hydrogen in industries?
A Lower operational costs compared to all alternatives
B Environmental regulations and sustainability goals
C Government mandate for all industries to use hydrogen
D Limited availability of other energy sources