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Current Affairs MCQs 2026-04

1321.

What does the strong investor demand for India's SGBs indicate?

A A lack of interest in sustainable investments.

B Growing confidence in India's green finance framework and ESG principles.

C A preference for high-risk, high-return investments.

D A decline in the overall bond market.

1322.

The issuance of Sovereign Green Bonds by India is seen as a step towards achieving its commitments under which international agreement?

A Kyoto Protocol

B Montreal Protocol

C Paris Agreement

D Basel III Accords

1323.

Which of the following sectors is typically funded by Sovereign Green Bonds?

A Defense manufacturing

B Fossil fuel exploration

C Renewable energy and energy efficiency

D Traditional infrastructure projects without environmental considerations

1324.

On April 4, 2026, India announced the issuance of its second tranche of Sovereign Green Bonds. How much capital was raised in this issuance?

A ₹8,000 crore

B ₹12,000 crore

C ₹16,000 crore

D ₹20,000 crore

1325.

What is the primary purpose of India's Sovereign Green Bonds (SGBs)?

A To finance general government expenditure.

B To raise capital for green infrastructure projects.

C To manage foreign exchange reserves.

D To provide liquidity to the banking sector.

1326.

The RBI's new digital lending framework aligns with which recent Indian legislation concerning data privacy?

A Information Technology Act, 2000

B Digital Personal Data Protection Act, 2023

C Consumer Protection Act, 2019

D Reserve Bank of India Act, 1934

1327.

The new RBI framework for digital lending imposes stricter eligibility criteria for Digital Lending Entities (DLEs). What is one such criterion mentioned?

A Mandatory listing on stock exchanges.

B Minimum net worth requirement for non-bank entities.

C Requirement to operate only through physical branches.

D Exemption from KYC norms for all DLEs.

1328.

What is the significance of the standardized Key Fact Statement (KFS) introduced by the RBI?

A It is an optional document for borrowers to review.

B It provides borrowers with clear and concise information about loan terms, including APR and all-in-cost.

C It is primarily for internal auditing purposes of the lending institutions.

D It is a marketing tool to attract more borrowers.

1329.

According to the new RBI framework, all digital loan disbursals and repayments must be routed through:

A Third-party payment gateways only.

B The bank accounts of the borrower and the regulated entity (RE).

C Digital wallets exclusively.

D Prepaid payment instruments issued by non-banks.

1330.

Which of the following is a key objective of the RBI's new framework for digital lending announced on April 4, 2026?

A To encourage unregulated lending practices for faster credit access.

B To enhance consumer protection and ensure financial stability.

C To reduce the role of banks in digital lending operations.

D To promote the use of cryptocurrency for loan repayments.

MCQs - 2026-04