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MCQs 2026

51.
The updated RBI digital lending framework aims to strike a balance between:
A Promoting innovation and increasing regulatory burden
B Encouraging predatory lending and ensuring consumer protection
C Promoting innovation in digital lending and ensuring consumer protection
D Reducing competition and fostering monopolies
52.
What is a significant measure introduced to protect borrowers' sensitive information under the new framework?
A Increased sharing of borrower data with third parties
B Stricter rules on data collection and usage
C Reduced emphasis on data encryption
D Mandatory public disclosure of borrower financial details
53.
The updated framework mandates that loan disbursals and repayments must be directly between the bank/NBFC and the borrower's bank account, without:
A Aadhar authentication
B KYC verification
C Pass-through or pooling arrangements with LSPs
D OTP verification
54.
A key enhancement in the updated RBI digital lending framework is:
A Mandatory upfront disclosure of all charges and fees
B Removal of cooling-off periods for loans
C Allowing loan disbursals through third-party pooling accounts
D Relaxation of data privacy norms
55.
Which regulatory body in India has updated its framework for digital lending?
A Securities and Exchange Board of India (SEBI)
B Reserve Bank of India (RBI)
C Ministry of Electronics and Information Technology (MeitY)
D National Payments Corporation of India (NPCI)
56.
What does the term 'ESG' refer to in the context of investing in Sovereign Green Bonds?
A Economic Growth Strategy
B Environmental, Social, and Governance principles
C Export and Global Standards
D Energy Security Goals
57.
The launch of Sovereign Green Bonds 2.0 aims to:
A Reduce the overall government debt
B Increase the quantum of funds raised for green projects and enhance transparency
C Shift focus away from renewable energy
D Discourage foreign investment in India
58.
Which of the following is an eligible green project category for Sovereign Green Bonds 2.0?
A Defense infrastructure development
B Expansion of coal-fired power plants
C Sustainable water management
D Construction of new highways without environmental considerations
59.
Which ministry in India announced the launch of Sovereign Green Bonds 2.0?
A Ministry of Environment, Forest and Climate Change
B Ministry of Power
C Ministry of Finance
D Ministry of New and Renewable Energy
60.
What is the primary purpose of Sovereign Green Bonds (SGBs)?
A To finance general government expenditure
B To raise capital specifically for environmentally friendly projects
C To manage foreign exchange reserves
D To provide subsidies to industries