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MCQs 2026

171.
The ultimate goal of resolving stressed assets is to strengthen:
A Individual debt levels.
B Financial stability.
C Market volatility.
D Regulatory loopholes.
172.
A clear timeline for resolution is a feature of the new framework. This implies:
A Indefinite delays in resolving stressed assets.
B Setting deadlines for the resolution process.
C Allowing resolution to proceed at any pace.
D Focusing only on the initial stages of resolution.
173.
The framework applies to stressed assets across:
A Only public sector banks.
B Banks and non-banking financial companies (NBFCs).
C Only cooperative banks.
D Only insurance companies.
174.
The introduction of this framework is expected to:
A Reduce investor confidence.
B Instill greater confidence among investors and stakeholders.
C Increase the risk of financial instability.
D Discourage foreign investment.
175.
The framework emphasizes the role of:
A Unregulated lending practices.
B Specialized resolution cells and potential use of AMCs.
C Ignoring distressed assets.
D Manual record-keeping only.
176.
What is the RBI's objective in introducing this new framework?
A To increase the burden on banks.
B To improve the health of the financial sector and ensure timely recovery.
C To encourage the accumulation of NPAs.
D To reduce investor confidence.
177.
The new framework offers a broader range of resolution options beyond:
A Liquidation.
B Traditional restructuring.
C Bankruptcy.
D Government bailouts.
178.
Which of the following is a key feature of the new framework?
A Delayed recognition of financial stress.
B Enhanced early recognition of stress.
C Limited resolution options.
D No clear timeline for resolution.
179.
When is the new RBI framework for stressed assets set to become effective?
A April 1, 2026
B January 1, 2027
C October 1, 2026
D July 1, 2026
180.
What is the primary objective of the RBI's new framework for stressed assets?
A To increase the number of non-performing assets (NPAs).
B To provide a structured and efficient mechanism for resolving stressed assets.
C To discourage lending by financial institutions.
D To promote the accumulation of bad loans.