LIC AAO LIC Assistant Administrative Officer (AAO) Exam

Embark on a Managerial Career with LIC as an AAO

The Life Insurance Corporation (LIC) Assistant Administrative Officer (AAO) exam is a highly competitive and prestigious gateway to a managerial career in India's largest insurance company. This national-level examination recruits talented graduates for various roles, including Generalist and Specialist officers in fields like IT, Legal, Actuarial, and more. A career as an LIC AAO offers exceptional job security, a very attractive salary package, and the opportunity to work in a dynamic and growing public sector undertaking. It is a coveted position for aspirants seeking a stable and rewarding corporate career in the government sector.

Salary, Perks, and Career Growth of an LIC AAO

A career as an LIC AAO is financially lucrative and offers a promising path for professional growth.

Exceptional Salary Package: The starting basic pay for an LIC AAO is ₹53,600/- per month on the scale of ₹53600 – 2645(14) – 90640 – 2865(4) – 102090. The total emoluments, including House Rent Allowance (HRA), City Compensatory Allowance (CCA), and other benefits, amount to approximately ₹92,870/- per month in an 'A' Class city. [15]

Comprehensive Benefits and Perks: Besides the handsome salary, an AAO enjoys numerous benefits:

• Defined Contributory Pension and Gratuity.
• LTC (Leave Travel Concession).
• Cash Medical Benefit and Group Mediclaim.
• Group Personal Accident Insurance and Group Insurance.
• Vehicle loan (2-wheeler/4-wheeler) at concessional rates.
• Subsidized lunch facilities.

Career Progression: LIC offers excellent career growth opportunities. An AAO can be promoted to the position of Administrative Officer (AO), followed by Assistant Divisional Manager (ADM), Divisional Manager (DM), and so on, up to the zonal and central office levels. Promotions are based on performance, seniority, and internal examinations, ensuring a fast-tracked career for deserving candidates.

LIC AAO Selection Process

The selection process for LIC AAO is a comprehensive three-tiered structure designed to identify the most capable candidates.

• Preliminary Examination (Phase I): This is an online objective test that is qualifying in nature. It consists of three sections: Reasoning Ability, Quantitative Aptitude, and English Language. The marks from the English section are not counted for ranking. There is no negative marking. [1]
• Main Examination (Phase II): Candidates who clear the prelims appear for the main exam. It includes an objective test covering subjects like Reasoning, General Knowledge, Data Analysis & Interpretation, and Insurance & Financial Market Awareness, along with a descriptive test (Letter Writing & Essay) which is qualifying in nature. [28]
• Interview (Phase III): Shortlisted candidates from the main exam are called for a personal interview. The final merit list is prepared based on the combined marks of the Main Examination (objective part) and the Interview. [1]

Key Eligibility Criteria

• Education: A Bachelor's Degree in any discipline from a recognized university is required for the Generalist post. Specialist posts require specific professional qualifications. [38]
• Age Limit: The age limit is generally 21 to 30 years, with relaxations for reserved categories as per government norms. [1]

How to Apply for the LIC AAO Exam

The application process for the LIC AAO exam is conducted entirely online through the official LIC website.

1. Visit the Official Website: Go to the LIC India website at www.licindia.in and navigate to the "Careers" section. [1]
2. Find the Recruitment Notification: Click on the link for "Recruitment of AAO (Generalist/Specialist)".
3. New Registration: Click on "New Registration" and provide your basic information like name, mobile number, and email ID to generate a provisional registration number and password. [15]
4. Fill the Application Form: Log in with your registration details and fill out the application form with your personal, educational, and communication details.
5. Upload Documents: Upload scanned copies of your recent photograph, signature, left thumb impression, and a handwritten declaration as per the specified guidelines.
6. Fee Payment: Pay the application fee online. The fee is typically around ₹700 for General/OBC candidates and ₹85 for SC/ST/PwBD candidates. [29]
7. Final Submission: After payment, review the application form carefully and click on the final submit button. It is essential to save and print a copy of the e-receipt and the application form for future reference.