LIC HFL Junior Assistant LIC HFL Junior Assistant Exam

LIC HFL Junior Assistant: Your Entry into the Housing Finance Sector

The LIC Housing Finance Limited (LIC HFL) Junior Assistant recruitment offers a fantastic opportunity for graduates to start their career in one of India's leading housing finance companies. As a Junior Assistant, you will be involved in various customer-facing and back-office operations, including loan processing, documentation, and customer service. This role provides a stable work environment, a competitive salary, and ample opportunities for learning and growth within the finance industry, making it an attractive career choice for young aspirants.

Salary, Benefits, and Career Path

A career as a Junior Assistant at LIC HFL is financially rewarding and offers a clear path for advancement.

Salary Package: The starting basic pay for a Junior Assistant is around ₹20,000 per month. The total monthly emoluments, including Dearness Allowance (DA), House Rent Allowance (HRA), and other benefits, range from approximately ₹32,000 to ₹35,200, depending on the city of posting. [6, 10]

Probation and Benefits: There is a probation period of 6 months. Upon confirmation, employees are entitled to benefits like provident fund, gratuity, LTC, and medical insurance.

Career Progression: LIC HFL provides excellent growth opportunities. A Junior Assistant can be promoted to the level of Assistant Manager, Deputy Manager, and Manager based on their performance, experience, and by clearing internal promotional examinations. This structured career path ensures that dedicated employees can rise to senior positions within the company.

LIC HFL Junior Assistant Selection Process

The selection for the post of Junior Assistant is a two-stage process:

• Online Examination: This is a single-level online test comprising 200 multiple-choice questions. The exam covers subjects like English Language, Logical Reasoning, General Awareness, Numerical Ability, and Computer Skills. There is a penalty of 0.25 marks for each incorrect answer. [6, 24]
• Interview: Candidates who qualify in the online examination are shortlisted and called for a personal interview. The final merit list is prepared based on the combined scores of the online exam and the interview. [10, 48]
• Medical Examination: The final appointment is subject to the candidate being found medically fit in a pre-recruitment medical test. [34]

Key Eligibility Criteria

• Education: A graduate degree in any discipline with a minimum of 60% marks is required. [10]
• Age Limit: The age of the candidate should be between 21 and 28 years. [10]

How to Apply for LIC HFL Junior Assistant Exam

The application process is conducted online through the official website of LIC HFL.

1. Visit the Official Website: Go to the LIC HFL website at www.lichousing.com and navigate to the "Careers" section. [10, 34]
2. Find the Application Link: Look for the recruitment notification for "Junior Assistant" and click on the online application link.
3. Registration: Register by providing your basic information to receive a registration ID and password.
4. Fill the Application Form: Log in and complete the application form with your personal details, educational qualifications, and other necessary information.
5. Upload Documents: Scan and upload your photograph, signature, left thumb impression, and a handwritten declaration as per the specified guidelines. [34]
6. Fee Payment: Pay the application fee (typically around ₹800) online through the provided payment gateway. [10]
7. Final Submission: Before submitting, review the entire application form to ensure all details are correct. After submission, take a printout of the application form and fee receipt for your records.