MCQs 2026

Enhanced cybersecurity measures for PSOs focus on critical areas like data protection, robust incident response mechanisms, and proactive vulnerability management to counter cyber threats.

The primary reason is to protect the integrity and reliability of payment systems, ensuring they are secure against cyber threats and resilient to disruptions.

The RBI has specifically mandated enhanced cybersecurity measures for Payment System Operators (PSOs) to safeguard digital payment infrastructure.

The framework focuses on enabling timely restructuring and resolution plans for financially distressed NBFCs, aiming to revive viable entities and minimize losses.

The primary objective is to establish a clear and structured process for the early identification and resolution of financial distress in NBFCs, thereby safeguarding financial stability.

The new framework by RBI is specifically designed to address and resolve stressed assets within Non-Banking Financial Companies (NBFCs).

To strengthen financial resilience, enhanced prudential norms typically require banks to maintain higher capital and liquidity buffers, which act as a cushion against potential losses.

Enhanced prudential norms primarily focus on improving capital adequacy, maintaining asset quality, and strengthening risk management frameworks to ensure banks' financial health.

The primary objective of RBI's enhanced prudential norms is to strengthen the financial resilience and stability of banks, ensuring they can withstand adverse economic conditions.

Mandatory e-KYC (Electronic Know Your Customer) for PM-KISAN beneficiaries is primarily done to verify the identity of the beneficiary and authenticate their eligibility using their Aadhaar number, thereby preventing impersonation and ensuring that benefits go to the rightful person.