Current Affairs & MCQs
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MCQs 2026

181.
The Jan Dhan accounts are a key initiative related to:
A Corporate banking.
B Financial inclusion.
C International trade finance.
D Investment banking.
182.
What does the RBI continue to emphasize for bridging the remaining gaps in financial inclusion?
A Reducing the number of bank branches.
B Increasing the cost of financial services.
C Financial literacy programs and the role of Business Correspondents (BCs).
D Discouraging the use of digital payments.
183.
What does the increase in usage of UPI and AePS indicate?
A A move away from digital financial inclusion.
B A shift towards digital financial inclusion.
C A preference for traditional banking methods.
D A decline in financial literacy.
184.
Which digital payment services have seen a 20% increase in usage in rural and semi-urban areas?
A Credit cards and debit cards.
B UPI and AePS (Aadhaar Enabled Payment System).
C Cheques and demand drafts.
D Online banking portals only.
185.
By what percentage has the availability of credit expanded in these areas?
A 5%
B 10%
C 15%
D 20%
186.
What notable trend is observed regarding women account holders in these regions?
A A decrease in their proportion.
B A significant rise in their proportion.
C No significant change.
D Their accounts are being closed.
187.
What is the reported year-on-year growth in the number of operational bank accounts in rural and semi-urban areas?
A 5%
B 10%
C 15%
D 20%
188.
According to the dashboard, what has been a significant trend in rural and semi-urban areas?
A Decreased access to formal credit.
B A marked improvement in access to formal credit.
C Reduced adoption of digital payment instruments.
D A decline in the number of Jan Dhan accounts.
189.
For which period does the latest RBI Financial Inclusion Dashboard provide data?
A Ending March 2025
B Ending June 2025
C Ending September 2025
D Ending December 2025
190.
What does the RBI's Financial Inclusion Dashboard report on?
A Performance of stock markets.
B Progress in extending financial services to underserved populations.
C Inflation rates across the country.
D Growth of the manufacturing sector.