LIVE Access Mock Tests, PYP & AI Analytics for 375+ Exams! 7 Days Free Trial ₹99 Start Free Trial
Current Affairs & MCQs
Latest Questions, Daily Updates & More

MCQs 2026

1.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
2.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
3.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
4.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
5.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
6.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
7.
To further financial inclusion via digital means in 2026, the RBI has been promoting the use of which type of banking outlets that leverage technology for service delivery?
A Full-service brick-and-mortar branches.
B Mobile banking vans with limited services.
C Business Correspondent (BC) outlets and digital kiosks.
D Automated Teller Machines (ATMs) only.
8.
The RBI's strategy for financial inclusion through digital channels in 2026 heavily relies on the Unified Payments Interface (UPI). What is a significant benefit of UPI in this context?
A It exclusively facilitates large corporate transactions.
B It enables interoperable, real-time, person-to-person and person-to-merchant transactions.
C It requires a physical card for every transaction.
D It is only accessible through internet banking portals.
9.
In 2026, the RBI continues its focus on financial inclusion via digital channels. Which of the following initiatives is primarily aimed at leveraging technology to bring unbanked populations into the formal financial system?
A Introduction of a new series of high-denomination currency notes.
B Expansion of the Pradhan Mantri Jan Dhan Yojana (PMJDY) with enhanced digital onboarding features.
C Mandatory physical branch expansion in remote rural areas.
D Increasing the repo rate to encourage savings.
10.
Which of the following is NOT a prohibited practice for Digital Lending Entities (DLEs) as per the RBI's strengthened customer protection measures in 2026?
A Charging pre-payment penalties on floating rate loans.
B Re-loaning or extension of the loan without the borrower's explicit consent.
C Disclosing the Annual Percentage Rate (APR) to the borrower.
D Collecting any charges or fees in the form of margin or upfront deduction from the loan amount.
Home Exams Jobs Current Affairs Mock Tests