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Current Affairs & MCQs
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MCQs 2026

11.
As per the 2026 RBI guidelines on digital lending, what is the stipulated timeframe for a digital lending entity to address customer grievances regarding digital loans?
A Within 15 days of receiving the complaint.
B Within 30 days of receiving the complaint.
C Within 45 days of receiving the complaint.
D Within 60 days of receiving the complaint.
12.
In 2026, the Reserve Bank of India (RBI) issued revised guidelines to strengthen customer protection in digital lending. Which of the following is a key measure mandated by these guidelines for all loan disbursals and repayments?
A Mandatory use of a specific RBI-approved digital lending app for all transactions.
B All loan disbursals and repayments must be executed exclusively through bank accounts of the digital lending entity and the borrower.
C Introduction of a cooling-off period of 7 days for all digital loans.
D Digital lending entities must provide a Key Fact Statement (KFS) to the borrower before the loan agreement is executed.
13.
What is the primary goal of the 'AI for Public Good' initiative under Digital India 2.0?
A To automate private sector jobs
B To use AI to solve complex social and governance challenges
C To ban AI in government offices
D To increase the cost of digital services
14.
Which platform is being upgraded under Digital India 2.0 to incorporate AI-driven citizen services?
A UMANG
B BHIM
C e-NAM
D DigiLocker
15.
What is the core focus of Digital India Mission 2.0?
A Expansion of rural internet connectivity only
B Integration of Artificial Intelligence (AI) in public service delivery
C Replacing all physical offices with virtual offices
D Focusing solely on hardware manufacturing
16.
Under PMAY-U 3.0, what is the nature of the financial assistance provided to the beneficiaries?
A Direct cash transfer of 5 lakhs
B Interest subsidy on home loans
C Free land allotment
D 100% waiver of property tax
17.
Which ministry is the nodal agency for the implementation of PMAY-U Phase III?
A Ministry of Rural Development
B Ministry of Housing and Urban Affairs
C Ministry of Finance
D Ministry of Panchayati Raj
18.
What is the primary objective of the Pradhan Mantri Awas Yojana (Urban) Phase III launched in 2024-25?
A To provide 1 crore additional houses to urban poor
B To focus on rental housing for migrant workers
C To provide financial assistance to 1 crore middle-class families for house construction or purchase
D To provide free electricity to all urban households
19.
The United Nations General Assembly proclaimed the International Day of World's Indigenous Peoples in which year?
A 1994
B 2001
C 2007
D 1982
20.
What is the primary objective of the International Day of World's Indigenous Peoples?
A To celebrate global biodiversity
B To raise awareness about the rights, contributions, and challenges faced by indigenous peoples worldwide
C To promote international trade agreements
D To discuss advancements in space exploration
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