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MCQs 2026

1.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
2.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
3.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
4.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
5.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
6.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
7.
Considering the interest rate outlook in mid-2026, what is the likely implication for borrowers if the RBI maintains a status quo on its policy rates?
A Borrowing costs are expected to decrease significantly.
B Loan EMIs are likely to remain stable in the short term.
C Lenders will offer substantial discounts on interest rates.
D The demand for loans will likely surge due to lower rates.
8.
The RBI's Monetary Policy Committee (MPC) aims to keep inflation within a specific band. What is the mandated inflation target for the RBI, as per the current framework effective in 2026?
A 2% to 4%
B 3% to 7%
C 4% +/- 2%
D NEEDS_REVIEW
9.
In its monetary policy statement of mid-2026, the RBI maintained its policy repo rate. What was the primary reason cited by the RBI for its cautious stance on interest rates, given the prevailing inflation scenario?
A Sustained high inflation necessitating a tight monetary policy.
B Concerns about the global economic slowdown impacting domestic growth.
C Inflationary pressures remaining above the target, requiring continued vigilance.
D A need to boost credit growth by lowering borrowing costs.
10.
Which of the following was a key focus area for the Reserve Bank of India in the fiscal year 2025-26, as highlighted in its Annual Report?
A Aggressive reduction of the repo rate to stimulate economic growth.
B Strengthening regulatory oversight on fintech companies and digital lending.
C Phasing out of all digital payment systems by the end of the fiscal year.
D Reducing the banking sector's exposure to government securities.
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