Which commercial arm of ISRO is responsible for operating and marketing the services of advanced communication satellites like GSAT-N2, facilitating their utilization by Indian and international customers?
A Antrix Corporation Limited
B NewSpace India Limited (NSIL)
C Indian National Space Promotion and Authorization Centre (IN-SPACe)
D Physical Research Laboratory (PRL)
Answer: B
NewSpace India Limited (NSIL) is the commercial arm of ISRO, established in 2019, responsible for owning, operating, and marketing ISRO's space assets, including communication satellites like GSAT-N2, on a demand-driven basis. Antrix Corporation was the earlier commercial arm, IN-SPACe is for private sector participation, and PRL is a research institution.
62.
The recent trend in ISRO's advanced communication satellite missions, such as GSAT-N2, involves a shift towards which of the following technologies to enhance data transmission capacity?
A Low Earth Orbit (LEO) constellations
B High Throughput Satellites (HTS)
C Quantum Communication Payloads
D Optical Communication Links
Answer: B
Advanced communication satellites like GSAT-N2 are High Throughput Satellites (HTS) that utilize multiple spot beams and frequency reuse to significantly increase data transmission capacity compared to traditional communication satellites. While other options represent advanced technologies, HTS is the primary focus for enhancing capacity in current geostationary communication satellites.
63.
Which of the following ISRO advanced communication satellites, launched in early 2024, is a high-throughput Ka-band satellite designed to meet the broadband communication needs of India?
A GSAT-N2
B GSAT-7A
C CMS-01
D IRNSS-1I
Answer: A
GSAT-N2 (formerly GSAT-20) is a high-throughput Ka-band communication satellite launched by SpaceX Falcon 9 in January 2024. It is designed to provide high-speed internet and digital communication services across India. GSAT-7A is for military communication, CMS-01 is a C-band communication satellite, and IRNSS-1I is a navigation satellite.
64.
The 2026 RBI guidelines on data security for digital lending platforms also emphasize the importance of data breach notification. What is the typical timeframe mandated for reporting a significant data breach?
A Within 72 hours of detection.
B Within 15 days of detection.
C Within 30 days of detection.
D Within 6 months of detection.
Answer: A
The RBI's 2026 data security framework typically requires digital lending platforms to report any significant data breach to the central bank within 72 hours of its detection to enable timely intervention and mitigation.
65.
Under the 2026 RBI data security guidelines, digital lending platforms are required to implement robust security measures. Which of the following is a crucial aspect of these measures?
A Regularly sharing customer data with third-party marketing agencies.
B Implementing strong encryption for data both in transit and at rest.
C Using outdated security protocols to ensure wider compatibility.
D Storing all customer passwords in plain text for easy retrieval.
Answer: B
A cornerstone of enhanced data security, as mandated by the RBI in 2026, is the implementation of strong encryption techniques to protect data integrity and confidentiality, whether it's being transmitted or stored.
66.
In 2026, the RBI mandated enhanced data security measures for digital lending platforms. What is the primary concern addressed by these mandates?
A Ensuring that all data is stored on physical servers within India.
B Protecting sensitive customer data from unauthorized access, breaches, and misuse.
C Limiting the amount of data that can be collected from borrowers.
D Mandating the use of blockchain technology for all data storage.
Answer: B
The RBI's 2026 mandates for enhanced data security aim to safeguard sensitive customer information held by digital lending platforms against cyber threats and unauthorized access.
67.
A significant aspect of the 2026 RBI digital lending framework is the prohibition of certain practices. Which of the following is explicitly prohibited for digital lending entities?
A Disclosing loan terms and conditions clearly to the borrower.
B Allowing borrowers to pre-pay loans without penalty.
C Charging upfront fees or margin deductions from the loan amount, except for specific permitted charges.
D Providing a cooling-off period for loan agreements.
Answer: C
The 2026 RBI guidelines prohibit digital lending entities from charging upfront fees or deducting margins from the loan amount, except for specific, transparently disclosed charges like processing fees.
68.
As per the 2026 RBI guidelines on digital lending, which entity is primarily responsible for ensuring that the digital lending app/platform complies with all applicable laws and regulations?
A The borrower.
B The digital lending entity (lender).
C The third-party technology service provider.
D The local municipal corporation.
Answer: B
The RBI's 2026 guidelines place the onus on the digital lending entity (the lender) to ensure that its digital lending app/platform adheres to all legal and regulatory requirements.
69.
In 2026, the Reserve Bank of India (RBI) announced enhanced guidelines for digital lending. Which of the following is a key objective of these new guidelines?
A To restrict all forms of digital lending to only scheduled commercial banks.
B To ensure greater transparency, fairness, and consumer protection in digital lending.
C To mandate a fixed interest rate cap for all digital loans.
D To encourage unregulated peer-to-peer lending platforms.
Answer: B
The enhanced digital lending framework by the RBI in 2026 primarily aims to bolster consumer protection, ensure transparency in fees and charges, and promote fair practices by digital lending entities.
70.
In the context of the India-EU "Green Transition" focus, which of the following initiatives is most relevant to their collaborative efforts?
A Joint military exercises in the Arctic region
B Development of a common currency for bilateral trade
C Partnership on clean energy technologies and circular economy
D Establishment of a shared satellite navigation system
Answer: C
The India-EU "Green Transition" partnership primarily focuses on collaboration in areas such as clean energy technologies, climate action, sustainable finance, resource efficiency, and the circular economy, aligning with global climate goals.
