MCQs on PMJDY Phase III & Skill India 2.0 (Oct 2026)

1.

How does 'Skill India 2.0' differ from the original Skill India mission?

A It removes the focus on entrepreneurship

B It emphasizes 'Upskilling' and 'Reskilling' for the existing workforce alongside new training

C It is only for international students

D It is a private sector initiative only

2.

Which ministry is the nodal agency for the implementation of 'Skill India 2.0'?

A Ministry of Education

B Ministry of Skill Development and Entrepreneurship

C Ministry of Labour and Employment

D Ministry of Science and Technology

3.

What is the core objective of the 'Skill India 2.0' initiative launched under the National Skill Development Mission?

A Focusing solely on traditional manufacturing skills

B Aligning skill development with Industry 4.0 technologies like AI, IoT, and Green Energy

C Providing free laptops to all students

D Replacing formal education with vocational training

4.

Under PMJDY Phase III, what is the primary objective regarding insurance coverage?

A Reducing the accident insurance cover to 50,000

B Expanding the reach of micro-insurance products to all PMJDY account holders

C Making life insurance mandatory for all citizens

D Discontinuing the accidental insurance benefit

5.

Which of the following features is a key component of the PMJDY Phase III strategy?

A Mandatory physical branch visits for all transactions

B Integration with UPI and digital payment ecosystems for rural penetration

C Abolition of the RuPay debit card scheme

D Limiting account balance to a maximum of 50,000 rupees

6.

What is the primary focus of Phase III of the Pradhan Mantri Jan Dhan Yojana (PMJDY) launched in 2026?

A Opening of new accounts in rural areas

B Transitioning from 'Every Household' to 'Every Adult' with focus on digital financial literacy

C Providing direct cash transfers to farmers

D Issuing credit cards to all account holders

Government Schemes & Programs MCQs - 2026-10-24