Government Schemes & Programs MCQs - 2026-08-30

The RuPay debit card issued under PMJDY comes with a default accidental insurance cover of ₹2 lakh for eligible account holders.

As of the latest updates by 2026, there is no upper age limit for opening a new Jan Dhan account, provided the individual meets other eligibility criteria.

The Pradhan Mantri Jan Dhan Yojana (PMJDY) was launched on August 28, 2014.

The eligibility for AB-PMJAY is based on the deprivation and occupational criteria of the Socio-Economic Caste Census (SECC) 2011 data, targeting the bottom 40% of the population.

The two pillars of Ayushman Bharat are the establishment of Health and Wellness Centres (HWCs) and the Pradhan Mantri Jan Arogya Yojana (PMJAY), which provides health insurance.

AB-PMJAY provides a cover of ₹5 lakh per family per year for secondary and tertiary care hospitalisation.

The primary objective of PM-KISAN is to provide income support to all small and marginal farmer families in the country to enable them to meet their financial needs for agricultural and allied activities.

Landholding farmer families where any member has paid income tax in the last financial year, or has received an income tax refund, or has received ₹10,000 or more as pension during the last financial year, are excluded from the scheme.

The PM-KISAN scheme provides an annual financial assistance of ₹6,000 to eligible farmer families, disbursed in three equal installments of ₹2,000 each.