Govt Schemes MCQs: PM-KISAN, NHM, PMJDY Practice Questions

1.

The Pradhan Mantri Jan Dhan Yojana is administered by which ministry in India?

A Ministry of Finance

B Ministry of Rural Development

C Ministry of Electronics and Information Technology

D Ministry of Home Affairs

2.

As of 2026, what is a key feature of the Jan Dhan Yojana accounts that encourages their usage?

A High interest rates on all deposits.

B Availability of a RuPay debit card and an overdraft facility.

C Mandatory investment in government bonds.

D Guaranteed high returns on insurance policies.

3.

The Pradhan Mantri Jan Dhan Yojana (PMJDY) was launched with the primary objective of:

A Providing housing loans to all citizens.

B Ensuring access to financial services like banking, savings, deposit accounts, remittance, credit, and insurance.

C Offering subsidies for mobile phone connections.

D Promoting investment in stock markets.

4.

As of 2026, what is a significant focus area for the National Health Mission in improving rural healthcare access?

A Establishing super-specialty hospitals in every village.

B Strengthening primary healthcare infrastructure and human resources.

C Providing free international medical tourism packages.

D Focusing solely on disease eradication programs.

5.

Which of the following is a key component of the National Health Mission?

A National Rural Health Mission (NRHM) and National Urban Health Mission (NUHM)

B National Pharmaceutical Pricing Authority (NPPA)

C National AIDS Control Organisation (NACO)

D Pradhan Mantri Swasthya Suraksha Yojana (PMSSY)

6.

The National Health Mission (NHM) aims to provide accessible, affordable, and quality healthcare to which segment of the population?

A Urban population only

B Rural population only

C Both rural and urban populations

D Tribal and marginalized communities

7.

Under the PM-KISAN scheme, the financial assistance is directly transferred to the bank accounts of eligible beneficiaries. What is the term for this type of transfer?

A Direct Benefit Transfer (DBT)

B Electronic Fund Transfer (EFT)

C National Electronic Funds Transfer (NEFT)

D Real-Time Gross Settlement (RTGS)

8.

Which of the following is a primary objective of the PM-KISAN scheme?

A To provide crop insurance to all farmers.

B To ensure income support to landholding farmer families.

C To subsidize agricultural machinery.

D To promote organic farming practices.

9.

As of 2026, what is the annual financial assistance provided to eligible farmer families under the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme?

A ₹4,000

B ₹6,000

C ₹8,000

D ₹10,000

Government Schemes & Programs MCQs - 2026-08-26