Government Schemes & Programs MCQs

Under PMGAY, the unit assistance for the construction of a new house in plain areas is ₹1.20 lakh. For hilly and difficult areas, it is ₹1.30 lakh.

PMGAY's primary objective is to provide 'Housing for All' in rural areas. Phase III, as per its mandate, focuses on completing the remaining houses sanctioned under the scheme, aiming to achieve the target by 2024 (though the scheme's completion might extend beyond this date in practice, the target year remains significant).

PMAY-G focuses on providing financial assistance and ensuring basic amenities. While beneficiaries may contribute labor, a mandatory financial contribution for land acquisition is not a standard component of the scheme.

The unit assistance for house construction under PMAY-G is typically ₹1.50 lakh, which is provided in installments, along with access to 95 days of unskilled labor from MGNREGS, if required.

The core objective of PMAY-G, including its new phases, remains to achieve 'Housing for All' by facilitating the construction of safe and dignified pucca houses for homeless and houseless families in rural India.

The ambitious target set for the PM-Surya Ghar Muft Bijli Yojana is to achieve 50 GW of rooftop solar capacity by 2026, significantly contributing to India's renewable energy goals.

The scheme offers a significant central government subsidy, typically up to 60% for the first 1 kW and 40% for capacities between 1 kW and 3 kW, to make rooftop solar installations more affordable.

The expanded PM-Surya Ghar Muft Bijli Yojana aims to accelerate rooftop solar installations and provide financial incentives, including up to 300 units of free electricity monthly for eligible households.

The Central Government bears 100% of the cost of unskilled labour wages and 75% of the cost of material, skilled and semi-skilled wages. State Governments bear 25% of the cost of material, skilled and semi-skilled wages, making it a shared responsibility.

MGNREGA aims to enhance livelihood security in rural areas by providing at least 100 days of guaranteed wage employment and also focuses on the creation of durable assets to strengthen the livelihood resource base of the poor.