Government Schemes MCQs for UPSC and Banking Exams June 2026

1.

Which of the following is NOT a component of the Pradhan Mantri Awas Yojana-Gramin?

A Financial assistance for house construction.

B Provision of 95 days of guaranteed wage employment under MGNREGA.

C Assistance for convergence with other schemes like Swachh Bharat Mission.

D Subsidized loans for purchasing land in urban areas.

2.

Under PMAY-G, what is the unit assistance provided for the construction of a house?

A ₹1,00,000

B ₹1,20,000

C ₹1,30,000

D ₹1,50,000

3.

What is the main goal of the new phase of Pradhan Mantri Awas Yojana-Gramin (PMAY-G)?

A To provide affordable housing loans to urban dwellers.

B To ensure 'Housing for All' by constructing pucca houses for all homeless families in rural areas.

C To develop commercial real estate in rural India.

D To provide subsidies for home renovation in metropolitan cities.

4.

Which Union Ministry is primarily responsible for the implementation of the PM-Surya Ghar Muft Bijli Yojana?

A Ministry of Rural Development

B Ministry of Housing and Urban Affairs

C Ministry of New and Renewable Energy

D Ministry of Power

5.

What is the financial incentive provided under the PM-Surya Ghar Muft Bijli Yojana for rooftop solar installations?

A A one-time cash grant of ₹20,000.

B A subsidy of up to ₹30,000 for a 1 kW system, ₹60,000 for a 2 kW system, and ₹78,000 for a 3 kW system or above.

C A loan waiver for solar panel purchases.

D A 50% discount on electricity bills.

6.

What is the primary objective of the expanded PM-Surya Ghar Muft Bijli Yojana?

A To provide free electricity to all urban households.

B To promote rooftop solar installations and provide up to 300 units of free electricity per month.

C To subsidize the cost of electric vehicles.

D To develop new power generation plants.

Government Schemes & Programs MCQs - 2026-06-15