UPSC/SSC/Banking MCQs: RBI, SEBI, Manufacturing

1.

Factors contributing to the sustained growth momentum in India's manufacturing sector by 2026 include improved infrastructure and policy support. What is another significant factor often cited for this growth?

A Decreasing global demand for manufactured goods.

B Rising labor costs making production uncompetitive.

C Increased domestic demand and a growing consumer base.

D Reduced availability of raw materials.

2.

Several government initiatives are contributing to the robust growth of India's manufacturing sector in 2026. Which of the following is a prominent policy aimed at boosting domestic manufacturing?

A Make in India.

B Digital India.

C Skill India.

D Smart Cities Mission.

3.

As of 2026, India's manufacturing sector is experiencing robust growth. Which of the following indices is commonly used to gauge the health and performance of the manufacturing sector?

A Consumer Price Index (CPI).

B Purchasing Managers' Index (PMI) for Manufacturing.

C Wholesale Price Index (WPI).

D Index of Industrial Production (IIP).

4.

SEBI's proposed regulations for AIFs in 2026 also focus on disclosure requirements. What is the expected outcome of enhanced disclosures?

A Reduced transparency for investors.

B Increased operational complexity for SEBI.

C Greater clarity and informed decision-making for investors.

D Limited access to information for fund managers.

5.

One of the proposed stricter regulations by SEBI for AIFs in 2026 concerns the valuation of investments. What is the likely intent behind stricter valuation norms?

A To allow AIFs to self-declare asset values without external validation.

B To ensure fair and accurate valuation of AIF assets, preventing potential misrepresentation.

C To encourage speculative trading within AIFs.

D To reduce the frequency of independent audits for AIFs.

6.

In 2026, the Securities and Exchange Board of India (SEBI) proposed stricter regulations for Alternative Investment Funds (AIFs). What is a primary concern SEBI aims to address with these proposed changes?

A To reduce the number of AIFs operating in India.

B To enhance investor protection and market integrity.

C To increase the investment limits for retail investors in AIFs.

D To simplify the reporting requirements for AIFs.

7.

A significant aspect of the RBI's 2026 digital lending framework is the 'Know Your Customer' (KYC) requirement. What does this primarily entail for digital lending platforms?

A Collecting only the borrower's name and contact number.

B Performing due diligence on the borrower and ensuring their identity is verified.

C Allowing any individual to lend without prior verification.

D Not requiring any documentation from the borrower.

8.

As per the updated RBI guidelines on digital lending (as of 2026), which entity is generally required to ensure that all loan disbursals and repayments are executed only through bank accounts of the digital lending entity and not through any third-party pool account?

A The borrower.

B The Reserve Bank of India.

C The digital lending entity (including its outsourcing partners).

D The Credit Information Companies (CICs).

9.

In 2026, the Reserve Bank of India (RBI) enhanced digital lending norms. Which of the following is a key objective of these enhanced norms?

A To encourage unregulated lending practices.

B To ensure greater transparency and protect borrowers from unfair practices.

C To increase the interest rates charged by digital lenders.

D To reduce the number of digital lending platforms operating in India.

Economy & Business MCQs - 2026-08-23