Economy & Business MCQs - 2026-10-08

When projecting moderate growth, governments often emphasize policies aimed at sustainable, long-term development. This includes focusing on structural reforms that enhance productivity, improve ease of doing business, and strengthen the economy's underlying potential, rather than solely relying on short-term stimulus or austerity.

While global trade impacts the economy, a sharp contraction in global trade would typically act as a drag on growth, not a driver. Government spending, domestic demand, and sectoral recovery are usually cited as positive drivers for moderate growth.

In economic projections, 'moderate' growth signifies a balanced and sustainable expansion, indicating that the economy is growing at a reasonable pace without overheating or experiencing a significant slowdown.

Stricter norms, by enhancing transparency and investor protection, can lead to greater investor confidence. High-quality issuers who meet these stringent requirements may find it easier to raise capital, potentially at lower costs, as they are perceived as less risky.

Stricter norms often focus on ensuring the creditworthiness and reliability of issuers. This typically involves more rigorous credit rating disclosures and enhanced due diligence processes to protect investors.

Stricter norms, often involving enhanced disclosure requirements and due diligence, are typically aimed at improving transparency in the market and ensuring that investors have adequate information to make informed decisions, thereby reducing information asymmetry.

A primary objective of the RBI's updated digital lending framework is to curb predatory lending practices and ensure that digital lenders do not impose unfair charges or engage in opaque loan terms, thereby protecting consumers.

The RBI's framework mandates that DLEs must obtain explicit consent from customers before collecting any sensitive personal data. This is a crucial step towards protecting customer privacy and preventing misuse of data.

The RBI's enhanced digital lending framework emphasizes transparency by requiring lenders to disclose the all-in cost of loans, including all fees and charges, upfront to the borrower. This helps consumers make informed decisions.