RBI, SEBI, Inflation MCQs October 2026

1.

A slight easing of retail inflation in September 2026 might influence the Reserve Bank of India's (RBI) monetary policy stance. What is the likely impact on interest rates?

A The RBI might consider maintaining or even reducing interest rates.

B The RBI will likely increase interest rates to combat inflation.

C Interest rates will remain unchanged regardless of inflation.

D The RBI will focus solely on fiscal policy.

2.

Which of the following components typically contributes most significantly to fluctuations in India's retail inflation?

A Manufacturing sector output.

B Food and beverages prices.

C Services sector growth.

D Export-import balance.

3.

India's retail inflation, as measured by the Consumer Price Index (CPI), showed a slight easing in September 2026. What is the primary implication of easing retail inflation?

A Increased purchasing power for consumers.

B Higher interest rates by the Reserve Bank of India.

C Reduced demand for essential goods.

D Potential for economic slowdown.

4.

Alternative Investment Funds (AIFs) are categorized into different classes by SEBI. Which of the following is NOT a recognized category of AIFs?

A Category I AIFs

B Category II AIFs

C Category III AIFs

D Category IV AIFs

5.

Under the proposed SEBI regulations, which of the following is likely to be a key area of focus for stricter compliance by AIFs?

A Marketing and advertising of AIF schemes.

B Disclosure of fees, charges, and performance reporting.

C Investment strategies only.

D Operational efficiency of the fund manager.

6.

The Securities and Exchange Board of India (SEBI) has proposed stricter regulations for Alternative Investment Funds (AIFs). What is a primary reason for SEBI's move?

A To reduce the number of AIFs operating in India.

B To enhance investor protection and market integrity.

C To discourage foreign investment in AIFs.

D To simplify the existing regulatory framework for AIFs.

7.

The RBI's new digital lending guidelines emphasize the role of a 'Digital Lending App' (DLA). Which entity is generally responsible for the operation of the DLA under these guidelines?

A The borrower.

B A third-party technology service provider only.

C The regulated entity (e.g., bank or NBFC) that is offering the loan.

D The government of India.

8.

As per the new RBI guidelines effective from 2026, digital lending platforms are mandated to disclose all-in costs of loans to borrowers. What does 'all-in cost' typically include?

A Only the principal amount of the loan.

B Interest rate and all other mandatory charges, fees, and levies.

C Processing fees only.

D Late payment penalties only.

9.

The Reserve Bank of India (RBI) recently issued new guidelines for digital lending platforms. Which of the following is a key objective of these guidelines?

A To encourage unregulated lending to increase credit availability.

B To protect borrowers from unfair practices and ensure transparency.

C To reduce the role of banks in digital lending.

D To allow digital lending platforms to set their own interest rates without any cap.

Economy & Business MCQs - 2026-10-22