UPSC/SSC/Banking MCQs: RBI, SEBI, GDP

1.

If India's Q1 FY27 GDP growth exceeds expectations, what could be a likely contributing factor from a fiscal policy perspective?

A Significant reduction in government capital expenditure.

B Implementation of new, growth-oriented structural reforms and increased public investment.

C Imposition of higher direct taxes on all income groups.

D A sharp contraction in foreign direct investment (FDI).

2.

Which institution is primarily responsible for releasing official GDP growth estimates and projections for India?

A Reserve Bank of India (RBI)

B National Statistical Office (NSO) under the Ministry of Statistics and Programme Implementation

C Securities and Exchange Board of India (SEBI)

D NITI Aayog

3.

Which of the following factors is most likely to contribute to India's Q1 FY27 GDP growth exceeding expectations?

A A significant decline in private consumption expenditure.

B Robust growth in manufacturing and services sectors, coupled with strong domestic demand.

C A sharp increase in global crude oil prices.

D Widespread agricultural drought conditions.

4.

What enhanced role might SEBI propose for Debenture Trustees (DTs) in the corporate bond market?

A DTs to act as direct lenders to bond issuers.

B DTs to take on the responsibility of credit rating agencies.

C Strengthening DTs' oversight powers and responsibilities to protect bondholders' interests.

D DTs to manage the investment portfolios of bondholders.

5.

Which of the following measures is SEBI likely to propose to improve liquidity in the secondary corporate bond market?

A Restricting trading to a few large institutional investors.

B Introducing mandatory market-making mechanisms for certain bonds.

C Increasing the minimum lot size for trading.

D Discontinuing electronic bidding platforms.

6.

What is a key objective behind SEBI's recent proposals for stricter regulations in the corporate bond market?

A To reduce the number of corporate bond issuances.

B To enhance transparency and investor protection.

C To shift investor focus entirely to equity markets.

D To allow unregulated entities to issue bonds.

7.

Which of the following is a mandatory disclosure requirement for digital loans as per RBI guidelines?

A Disclosure of the borrower's credit score to third-party marketing agencies.

B A detailed 'Key Fact Statement' (KFS) including the Annual Percentage Rate (APR).

C The lender's internal profit margins on each loan.

D The exact algorithm used for credit assessment.

8.

According to the RBI's digital lending guidelines, what is the primary responsibility of a Regulated Entity (RE) when engaging a Lending Service Provider (LSP)?

A LSPs are solely responsible for customer grievance redressal.

B REs must ensure that LSPs adhere to all regulatory guidelines and are accountable for their actions.

C REs are only responsible for providing funds, while LSPs handle all customer-facing operations independently.

D LSPs can set their own interest rates and fees without RE oversight.

9.

What is a key mandate of the RBI's new guidelines for digital lending platforms regarding loan disbursement?

A Direct disbursement of loans into the borrower's bank account.

B Disbursement through the Lending Service Provider's (LSP) nodal account.

C Cash disbursement at designated physical outlets.

D Disbursement directly to the merchant for product purchase.

Economy & Business MCQs - 2026-07-17