MCQs on RBI Digital Rupee and ULI Integration April 2026

121.

What is a primary objective of SEBI's strengthened corporate governance regulations?

A To increase the number of listed companies.

B To protect investor interests and enhance market integrity.

C To reduce the profitability of listed companies.

D To simplify regulatory reporting requirements.

122.

Which of the following is NOT typically covered under enhanced corporate governance norms for listed companies?

A Board composition and independent director roles.

B Audit committee functions and responsibilities.

C Executive compensation and disclosure.

D Daily operational management decisions.

123.

Who has introduced new regulations to enhance corporate governance for listed companies in India?

A Reserve Bank of India (RBI)

B Ministry of Corporate Affairs (MCA)

C Securities and Exchange Board of India (SEBI)

D National Stock Exchange (NSE)

124.

The RBI's focus on resolving stressed assets in the MSME sector is aimed at contributing to:

A Increased inflation rates.

B Reduced foreign investment.

C Overall economic resilience and growth.

D A decline in the services sector.

125.

How are the new RBI guidelines expected to impact the MSME sector?

A By increasing the burden of regulatory compliance.

B By potentially hindering access to credit.

C By providing timely interventions and restructuring options.

D By mandating higher collateral requirements.

126.

What is a key objective of the updated RBI framework for MSME stressed assets?

A To encourage higher interest rates on loans.

B To facilitate early identification and faster resolution of NPAs.

C To mandate a complete ban on restructuring loans.

D To shift all MSME lending to non-banking financial companies.

127.

Which sector is the focus of the new RBI guidelines on stressed asset resolution?

A Large Industries

B Startups

C Micro, Small, and Medium Enterprises (MSMEs)

D Agricultural Cooperatives

128.

What is the primary focus of the recent RBI guidelines concerning MSMEs?

A Increasing lending limits for large corporations.

B Streamlining the resolution of stressed assets.

C Reducing regulatory compliance for banks.

D Promoting mergers and acquisitions among MSMEs.

129.

The RBI's initiative aims to bring greater what to the digital lending ecosystem?

A Uncertainty and complexity.

B Accountability and trustworthiness.

C Informal practices and unregulated growth.

D Dependence on foreign capital.

130.

What does the new framework outline for Lending Service Providers (LSPs)?

A Complete autonomy in setting loan terms.

B Specific codes of conduct and grievance redressal processes.

C Exemption from RBI regulations.

D Permission to share borrower data freely.

Banking & Finance MCQs