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MCQs 2026

1.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
2.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
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NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
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NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
5.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
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NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
7.
To further deepen financial inclusion, the RBI has been exploring and promoting solutions for offline digital payments. What is the primary benefit of such solutions?
A They eliminate the need for bank accounts for transactions.
B They enable digital transactions in areas with poor or no internet connectivity.
C They provide higher interest rates on savings accounts.
D They are exclusively designed for international remittances.
8.
The RBI often utilizes a 'Regulatory Sandbox' for financial innovations. How does this initiative primarily contribute to enhancing financial inclusion?
A By providing direct financial grants to financially excluded individuals.
B By allowing regulated entities to test new products and services in a controlled environment, potentially leading to innovative solutions for underserved populations.
C By mandating all banks to open branches in remote rural areas.
D By directly developing and launching new digital payment apps for the public.
9.
Which digital payment system, widely promoted by the RBI, has significantly contributed to financial inclusion by enabling instant real-time payments through mobile applications?
A Real Time Gross Settlement (RTGS)
B National Electronic Funds Transfer (NEFT)
C Unified Payments Interface (UPI)
D Cheque Truncation System (CTS)
10.
Under the RBI's regulatory framework for digital lending, which entities are permitted to undertake lending activities?
A Only Lending Service Providers (LSPs) registered with the Ministry of Corporate Affairs.
B Only Regulated Entities (REs) such as banks and NBFCs, either directly or through LSPs.
C Any technology company with a robust digital platform.
D Foreign entities without any local registration, provided they partner with an Indian tech firm.
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