Banking & Finance MCQs

The KFS is designed to provide borrowers with clear, standardized information about the total cost of the loan, including the Annual Percentage Rate (APR), to ensure transparency.

RBI mandates that all loan disbursals and repayments must be executed only between the bank accounts of the borrower and the Regulated Entity (RE) without any pass-through account of the LSP.

The Regulated Entity (RE) is responsible for ensuring that the KFS is provided to the borrower in a standardized format before the execution of the loan contract.

SEBI is the regulatory body responsible for overseeing FPIs and the capital markets in India.

FPIs with more than 50% of their total Indian equity AUM concentrated in a single corporate group are required to provide granular disclosures.

MPS stands for Minimum Public Shareholding, which requires listed companies to maintain a certain percentage of their shares with the public.

The norms aim to ensure transparency regarding who actually owns and controls large FPI investments to prevent the bypassing of public shareholding rules.

SEBI mandates granular disclosure for FPIs holding more than ₹25,000 crore in a single Indian corporate group.

Basel III aims to strengthen bank capital requirements by increasing bank liquidity and decreasing bank leverage.

State Bank of India (SBI), ICICI Bank, and HDFC Bank have been consistently identified as D-SIBs by the RBI.