RBI Annual Report FY24 MCQs | Banking & Finance Current Affairs

1.

What was the primary focus of the RBI regarding the 'Globalisation of Indian Payment Systems' as mentioned in the FY24 report?

A Linking UPI with other countries' Fast Payment Systems

B Banning international credit cards

C Replacing SWIFT with a local system

D Limiting digital transactions to domestic borders

2.

Which digital payment initiative did the RBI highlight for its expansion into 'programmability' and 'offline functionality' in the FY24 report?

A Unified Payments Interface (UPI)

B Central Bank Digital Currency (CBDC)

C National Electronic Funds Transfer (NEFT)

D Bharat Bill Payment System (BBPS)

3.

As per the RBI Annual Report FY24, the Gross Non-Performing Assets (GNPA) ratio of Scheduled Commercial Banks (SCBs) fell to what level by March 2024?

A 3.9%

B 3.2%

C 2.8%

D 4.5%

4.

At what percentage did the RBI decide to maintain the Contingency Risk Buffer (CRB) for the financial year 2023-24?

A 5.50%

B 6.00%

C 6.50%

D 7.00%

5.

What is the total amount of surplus (dividend) transferred by the RBI to the Central Government for the accounting year 2023-24?

A ₹87,416 crore

B ₹1,23,000 crore

C ₹2,10,874 crore

D ₹1,50,000 crore

6.

According to the RBI Annual Report for FY24, what was India's real GDP growth rate for the financial year 2023-24?

A 7.2%

B 8.2%

C 6.5%

D 7.8%

Banking & Finance MCQs - 2026-04-26