MCQs 2026

The digital lending guidelines issued by the RBI in 2026 explicitly state that the digital lending entity is responsible for ensuring that all loan disbursals and repayments are conducted through their own bank accounts, thereby preventing the misuse of third-party pool accounts and enhancing transparency.

The new digital lending guidelines by the RBI in 2026 focus on safeguarding consumers by ensuring transparency, preventing unfair practices like exorbitant interest rates or hidden charges, and protecting sensitive customer data. The aim is to foster a responsible digital lending ecosystem.

The ASEAN Secretariat is located in Jakarta, Indonesia.

The India-ASEAN Trade in Goods Agreement (AITIGA) was signed in 2009 and is the foundational agreement for trade between the two entities.

ASEAN currently has 11 member states, with Timor-Leste being the latest country to join the bloc.

Under the UN Charter, the Security Council has the primary responsibility for the maintenance of international peace and security.

The five permanent members of the UN Security Council are China, France, Russia, the United Kingdom, and the United States.

The UN Security Council consists of 15 members: 5 permanent members (P5) and 10 non-permanent members elected for two-year terms.

The BharatNet project primarily utilizes Optical Fiber Cable (OFC) to lay down the backbone infrastructure for high-speed broadband connectivity to Gram Panchayats across India, ensuring robust and reliable internet access.

Bridging the digital divide ensures that rural populations have equal access to digital infrastructure and services. This directly leads to enhanced access to online education and healthcare, promotes digital payments and financial inclusion, and increases participation in e-governance, fostering overall socio-economic development.