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MCQs 2026

51.
In 2026, the Reserve Bank of India (RBI) issued new digital lending guidelines primarily aimed at enhancing consumer protection. Which of the following is a key objective of these guidelines?
A To encourage unregulated lending by fintech companies.
B To ensure transparency in digital lending, prevent predatory practices, and protect customer data.
C To increase the interest rates charged by digital lenders.
D To reduce the number of digital lending platforms operating in India.
52.
Where is the permanent Secretariat of ASEAN located?
A Bangkok, Thailand
B Jakarta, Indonesia
C Singapore City, Singapore
D Hanoi, Vietnam
53.
Which agreement serves as the primary framework for trade in goods between India and ASEAN?
A India-ASEAN Trade in Goods Agreement (AITIGA)
B Regional Comprehensive Economic Partnership (RCEP)
C Comprehensive Economic Cooperation Agreement (CECA)
D India-ASEAN Free Trade Area (IAFTA)
54.
How many member states currently constitute the Association of Southeast Asian Nations (ASEAN)?
A 8
B 9
C 10
D 11
55.
What is the primary mandate of the UN Security Council under the UN Charter?
A Promotion of international trade
B Maintenance of international peace and security
C Management of global climate funds
D Regulation of international labor standards
56.
Which of the following is NOT a permanent member of the UN Security Council?
A France
B China
C Germany
D Russia
57.
How many non-permanent members currently serve on the UN Security Council alongside the five permanent members?
A 5
B 10
C 15
D 20
58.
As part of the Digital India initiative's efforts to bridge the urban-rural digital divide, what is the primary technology being utilized for the BharatNet project to connect Gram Panchayats?
A Satellite communication
B Wireless fidelity (Wi-Fi) hotspots only
C Optical Fiber Cable (OFC)
D Mobile data networks (4G/5G) only
59.
Bridging the urban-rural digital divide through the Digital India initiative is expected to contribute to which of the following? I. Enhanced access to online education and healthcare services. II. Promotion of digital payments and financial inclusion in rural areas. III. Increased participation of rural citizens in e-governance.
A Only I and II
B Only II and III
C Only I and III
D I, II, and III
60.
Which of the following initiatives under the Digital India program is primarily focused on providing high-speed broadband connectivity to rural areas and Gram Panchayats to bridge the urban-rural digital divide?
A MyGov
B DigiLocker
C BharatNet
D UMANG
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