MCQs 2026

To enhance transparency and prevent unauthorized deductions, RBI mandates that loan disbursal and repayment must be executed directly between the borrower's bank account and the Regulated Entity's (RE) bank account, without any pass-through accounts of Lending Service Providers (LSPs).

The Key Fact Statement (KFS) is a mandatory document introduced by the RBI to provide borrowers with a clear and concise summary of all essential loan terms, including the Annual Percentage Rate (APR), tenure, and charges, thereby enhancing transparency in digital lending.

The Health Facility Registry (HFR) is a comprehensive repository of all health facilities in the country, including hospitals, clinics, and diagnostic centers, both public and private.

The National Health Authority (NHA), under the Ministry of Health and Family Welfare, is the apex body responsible for the implementation of ABDM.

The ABHA (Ayushman Bharat Health Account) number is a 14-digit unique identification number that allows citizens to link and share their health records digitally.

For plain areas, the cost sharing between the Centre and the State is in the ratio of 60:40, while for North Eastern and Himalayan states, it is 90:10.

The Ministry of Rural Development is the nodal ministry responsible for the implementation of PMAY-G across the country.

The government announced the construction of 2 crore additional houses under PMAY-G in the Union Budget 2024-25 to meet the housing needs of eligible rural families.

Article 1 of the UN Charter outlines the purposes of the United Nations, including maintaining international peace and security, developing friendly relations among nations, and achieving international cooperation.

Preparations for UN Day often include events that highlight the UN's achievements, promote its charter, and engage the public in its mission, such as educational seminars and cultural exhibitions.