National Film Awards 2023 MCQs for UPSC, SSC, Banking

11.

As per the 2026 RBI guidelines on digital lending, what must be explicitly disclosed to the borrower before the loan agreement is executed?

A The personal details of the loan officer.

B All-in-one Annual Percentage Rate (APR) including all charges and fees.

C The projected future income of the borrower.

D The names of other lenders the borrower has approached.

12.

In 2026, the Reserve Bank of India (RBI) issued new transparency guidelines for digital lending. Which of the following is a key objective of these guidelines?

A To encourage unregulated lending platforms to enter the market.

B To ensure fair treatment of customers and prevent predatory lending practices.

C To reduce the overall credit available to MSMEs.

D To increase the interest rates charged by digital lenders.

13.

The new Skill India Initiative for Rural Youth Empowerment is likely to focus on which of the following aspects to ensure sustainable livelihoods?

A Only providing theoretical knowledge

B Promoting migration to urban centers

C Integrating traditional crafts with modern techniques and fostering local entrepreneurship

D Exclusively focusing on government job placements

14.

Which ministry is primarily responsible for implementing skill development programs under the Skill India Mission, including new initiatives for rural youth?

A Ministry of Rural Development

B Ministry of Education

C Ministry of Skill Development and Entrepreneurship (MSDE)

D Ministry of Agriculture and Farmers Welfare

15.

What is the primary objective of the new Skill India Initiative launched for Rural Youth Empowerment?

A To provide urban youth with advanced IT skills

B To enhance vocational skills and entrepreneurial capabilities among rural youth

C To offer free higher education to all rural students

D To promote sports activities in rural areas

16.

The Ayushman Bharat Digital Mission (ABDM) is implemented by which of the following organizations?

A Ministry of Health and Family Welfare

B NITI Aayog

C National Health Authority (NHA)

D Indian Council of Medical Research (ICMR)

17.

Which of the following is a key component of the Ayushman Bharat Digital Mission (ABDM) that facilitates unique identification for health records, expected to see enhanced adoption in Phase III?

A Aadhaar Card

B Ayushman Bharat Health Account (ABHA) ID

C PAN Card

D Unique Disability ID (UDID)

18.

What is the primary objective of the Ayushman Bharat Digital Mission (ABDM), which Phase III aims to further strengthen?

A To create a national digital health ecosystem

B To provide free health insurance to all citizens

C To establish new government hospitals

D To regulate pharmaceutical companies

19.

Which UN body is primarily associated with the designation and promotion of the International Day of Rural Women?

A UNICEF

B UN Women

C World Health Organization (WHO)

D International Labour Organization (ILO)

20.

What is the primary objective of observing the International Day of Rural Women, particularly in the context of 2026?

A To promote urban women's rights.

B To advocate for gender equality and empower rural women in all aspects of development.

C To focus solely on agricultural policies affecting rural men.

D To celebrate traditional rural crafts without addressing socio-economic issues.

MCQs 2026