MCQs 2026

The framework places responsibility on digital lending platforms (DLPs) to ensure that all loan disbursals and repayments are routed through bank accounts of regulated entities (REs) and not through any third party's account.

The new framework aims to bring more transparency and fairness to digital lending, safeguarding borrowers from unfair terms, hidden charges, and unethical recovery practices.

Regular audits and vulnerability assessments are crucial for proactively identifying and addressing security gaps, thereby preventing successful cyber-attacks and protecting sensitive financial data.

The framework emphasizes comprehensive risk management, including third-party vendor risks, and mandates effective incident response mechanisms to mitigate the impact of cyber-attacks.

The enhanced cybersecurity framework aims to bolster the defenses of the Indian banking sector against evolving cyber threats, ensuring the safety and integrity of customer data and financial systems.

The National Health Authority (NHA) is the apex body responsible for the implementation of the Ayushman Bharat Digital Mission.

Under ABDM, citizens are provided with an Ayushman Bharat Health Account (ABHA) number, which acts as a unique health identifier.

The expansion aims to integrate local healthcare providers into the national digital health network, ensuring patients have access to their health records anywhere.

The scheme is designed to support small and marginal farmers by providing them with resources for sustainable and profitable agriculture.

The scheme emphasizes sustainable methods like crop rotation, integrated nutrient management, and the use of organic fertilizers to maintain soil fertility.