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Current Affairs & MCQs
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MCQs 2026

1.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
2.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
3.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
4.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
5.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
6.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
7.
As of 2026, the RBI's strategy for financial inclusion in rural areas increasingly involves leveraging technology. What is a significant technological advancement facilitating this?
A The widespread adoption of physical passbooks only.
B The expansion of Jan Dhan Yojana accounts and the use of Aadhaar-enabled Payment System (AePS).
C The phasing out of all digital payment infrastructure.
D The restriction of mobile phone usage in rural areas.
8.
Which of the following initiatives, often supported by the RBI, plays a crucial role in enhancing financial literacy and access in rural India?
A Establishing luxury resorts.
B Promoting financial literacy campaigns and the establishment of Banking Correspondents (BCs).
C Closing down rural post offices.
D Restricting access to mobile banking.
9.
In 2026, the RBI continues its focus on financial inclusion in rural areas. Which of the following is a key strategy employed by the RBI to achieve this?
A Reducing the number of bank branches in rural areas.
B Promoting the use of basic savings bank deposit accounts (BSBDA) and expanding access to banking services through various channels.
C Discouraging the use of digital payment systems.
D Increasing the minimum balance requirement for rural accounts.
10.
The RBI's 2026 digital lending framework requires digital lending platforms to disclose all-in cost of loans to borrowers. What does 'all-in cost' typically include?
A Only the principal amount of the loan.
B Interest rate, processing fees, and other charges.
C The borrower's credit score.
D The platform's marketing expenses.
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