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MCQs - 2026-08

721.
A significant aspect of the RBI's 2026 digital lending framework is the 'Know Your Customer' (KYC) requirement. What does this primarily entail for digital lending platforms?
A Collecting only the borrower's name and contact number.
B Performing due diligence on the borrower and ensuring their identity is verified.
C Allowing any individual to lend without prior verification.
D Not requiring any documentation from the borrower.
722.
As per the updated RBI guidelines on digital lending (as of 2026), which entity is generally required to ensure that all loan disbursals and repayments are executed only through bank accounts of the digital lending entity and not through any third-party pool account?
A The borrower.
B The Reserve Bank of India.
C The digital lending entity (including its outsourcing partners).
D The Credit Information Companies (CICs).
723.
In 2026, the Reserve Bank of India (RBI) enhanced digital lending norms. Which of the following is a key objective of these enhanced norms?
A To encourage unregulated lending practices.
B To ensure greater transparency and protect borrowers from unfair practices.
C To increase the interest rates charged by digital lenders.
D To reduce the number of digital lending platforms operating in India.
724.
What is the primary objective of the India-ASEAN 'Act East' policy in the context of maritime security?
A To establish a joint military base
B To counter piracy and ensure freedom of navigation
C To monopolize fishing rights
D To restrict trade with non-ASEAN nations
725.
How many member states currently constitute the ASEAN bloc?
A 8
B 10
C 11
D 12
726.
In the 2026 India-ASEAN Strategic Dialogue, which maritime domain was identified as a key area for cooperation?
A Arctic Ocean exploration
B Indo-Pacific maritime domain awareness
C Atlantic trade routes
D Mediterranean security
727.
Which of the following countries is NOT a member of the G7?
A France
B United Kingdom
C China
D Italy
728.
What is the primary focus of the 2026 G7 Joint Declaration on Climate Finance?
A Reducing nuclear energy dependency
B Mobilizing private capital for developing nations' green transition
C Establishing a global carbon tax
D Banning all fossil fuel exports
729.
Which country hosted the G7 Summit in 2026 where the joint declaration on climate finance was finalized?
A Italy
B Canada
C Japan
D Germany
730.
Which of the following is NOT a key component or initiative integrated under the "Ayushman Bhav Campaign"?
A Ayushman Apke Dwar 3.0
B Ayushman Melas
C Ayushman Sabhas
D Pradhan Mantri Jan Arogya Yojana (PMJAY)
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