Under which national mission is the Indian government accelerating its quantum computing research as of 2026?
A National Quantum Mission (NQM)
B Digital India Quantum Initiative
C Atmanirbhar Bharat Computing Project
D National Supercomputing Mission (NSM) Phase III
Answer: A
The National Quantum Mission (NQM) was approved to scale up scientific and industrial R&D in quantum technology, including quantum computing, communication, and sensing.
412.
Which technology is being integrated into ISRO's 2026 communication satellites to improve data transmission efficiency?
A Analog signal processing
B Multi-beam frequency reuse technology
C Steam-powered propulsion
D Manual orbital adjustment
Answer: B
Multi-beam frequency reuse technology allows for higher data throughput by reusing the same frequency spectrum across different geographical beams.
413.
What is the primary objective of the next-generation communication satellites being launched by ISRO in 2026?
A To provide high-speed internet connectivity to remote areas and enhance satellite-based communication.
B To monitor weather patterns exclusively for the Indian Ocean region.
C To conduct deep space exploration of the outer planets.
D To map the mineral resources of the Moon's South Pole.
Answer: A
The next-gen satellites aim to bridge the digital divide by providing high-throughput connectivity across India, including remote and underserved regions.
414.
Which launch vehicle is primarily being utilized by ISRO for the deployment of its next-generation high-throughput communication satellites in 2026?
A PSLV-C58
B LVM3
C SSLV-D4
D GSLV Mk II
Answer: B
LVM3 is the heavy-lift launch vehicle currently designated for ISRO's next-gen communication satellite missions due to its high payload capacity to GTO.
415.
Which of the following sectors is NOT among those currently covered under India's Production Linked Incentive (PLI) scheme?
A Advanced Chemistry Cell (ACC) Battery
B Textiles
C Pharmaceuticals
D Primary Education Services
Answer: D
The PLI scheme covers 14 key sectors including Advanced Chemistry Cell (ACC) Battery, Automobiles & Auto Components, Pharmaceuticals, Textiles, Food Products, High-Efficiency Solar PV Modules, White Goods, etc., but not primary education services.
416.
How does the Production Linked Incentive (PLI) scheme typically incentivize companies?
A By providing direct subsidies for raw material purchases
B By offering a percentage of incremental sales from products manufactured in India
C By granting tax holidays for a fixed period
D By providing free land for setting up manufacturing units
Answer: B
The PLI scheme offers incentives, usually calculated as a percentage of incremental sales (over a base year) of goods manufactured in India, to eligible companies for a period of 4-6 years.
417.
What is the primary objective of the Production Linked Incentive (PLI) scheme launched by the Indian government?
A To promote agricultural exports
B To boost domestic manufacturing and make India a global manufacturing hub
C To reduce the fiscal deficit
D To provide unemployment benefits
Answer: B
The PLI scheme aims to incentivize domestic manufacturing in key sectors, reduce import dependence, create jobs, and enhance India's export capabilities, thereby making India a global manufacturing hub.
418.
What change did the RBI introduce regarding penal interest/charges in its August 2023 guidelines, applicable to all regulated entities, including digital lenders?
A Penal interest must be levied as 'penal charges' and not as 'penal interest' added to the interest rate
B Penal interest rates were capped at 5% above the contracted rate
C Penal interest can only be charged after 90 days of default
D Penal interest is completely abolished for small loans
Answer: A
The RBI clarified that penal interest should be levied as 'penal charges' and not as 'penal interest' that capitalizes and adds to the principal. These charges should be reasonable and not usurious, and there should be no capitalization of penal charges. This was a significant move to ensure fairness and transparency.
419.
As per the RBI's digital lending guidelines, how must the loan disbursement be made to the borrower?
A Directly into the borrower's bank account
B To the Lending Service Provider (LSP) for onward transfer
C Via a digital wallet of the LSP
D Through a physical cheque issued by the RE
Answer: A
To enhance transparency and prevent unauthorized deductions, the RBI mandates that the loan amount must be disbursed directly into the bank account of the borrower, without any pass-through to the LSP.
420.
What is a mandatory requirement for all regulated entities (REs) and Lending Service Providers (LSPs) under the RBI's digital lending guidelines to ensure transparency for borrowers?
A Key Fact Statement (KFS)
B Annual Financial Audit Report
C Credit Score Disclosure
D Biometric Verification
Answer: A
The RBI mandates a 'Key Fact Statement' (KFS) to be provided to the borrower before the execution of the loan contract, detailing all terms, conditions, and costs transparently. This ensures complete transparency for the borrower.
