MCQs on Entertainment Current Affairs

2031.

NEEDS_REVIEW

A NEEDS_REVIEW

B NEEDS_REVIEW

C NEEDS_REVIEW

D NEEDS_REVIEW

2032.

NEEDS_REVIEW

A NEEDS_REVIEW

B NEEDS_REVIEW

C NEEDS_REVIEW

D NEEDS_REVIEW

2033.

NEEDS_REVIEW

A NEEDS_REVIEW

B NEEDS_REVIEW

C NEEDS_REVIEW

D NEEDS_REVIEW

2034.

NEEDS_REVIEW

A NEEDS_REVIEW

B NEEDS_REVIEW

C NEEDS_REVIEW

D NEEDS_REVIEW

2035.

According to the 2026 RBI guidelines, what is the role of the 'Digital Lending App' in relation to the lending institution?

A The app can act as a principal lender.

B The app must clearly state that it is only a technology service provider and not a lender.

C The app is allowed to collect fees directly from borrowers without passing through the lender.

D The app can hold customer data indefinitely.

2036.

The new RBI guidelines for digital lending platforms aim to protect borrowers from unfair practices. Which of the following is a prohibited practice?

A Offering loans with a fixed interest rate.

B Charging a penalty for late payment of EMI.

C Automated credit scoring based on borrower data.

D Re-loaning or extension of loan without explicit consent and full disclosure of additional charges.

2037.

As per the latest guidelines issued by the RBI in 2026 for digital lending platforms, what is a key requirement regarding the upfront disclosure of charges?

A Charges can be disclosed only after loan disbursal.

B All charges, including fees, penalties, and interest rates, must be disclosed upfront to the borrower.

C Only the interest rate needs to be disclosed upfront.

D Disclosure of charges is optional for lenders.

2038.

Which of the following is NOT a characteristic of the e-Rupee (CBDC) as per current understanding?

A It is a legal tender.

B It earns interest for the holder.

C It is a liability of the central bank.

D It is transferable.

2039.

What is a primary objective behind the RBI's exploration and pilot of the e-Rupee?

A To completely replace physical cash in circulation.

B To enhance financial inclusion and reduce the cost of financial transactions.

C To facilitate faster international remittances by bypassing SWIFT.

D To provide a new avenue for government borrowing.

2040.

As of 2026, the pilot program for India's Central Bank Digital Currency (CBDC), the e-Rupee, has expanded to include which of the following segments?

A Wholesale segment only

B Retail segment only

C Both wholesale and retail segments

D Cross-border transactions only

MCQs - 2026-08