Which film won the award for Best Feature Film at the 73rd National Film Awards ceremony held in 2026?
A Ponniyin Selvan: I
B RRR
C Sardar Udham
D Gangubai Kathiawadi
Answer: C
Sardar Udham, a biographical drama, was awarded the Best Feature Film at the 73rd National Film Awards.
1132.
Beyond traditional banking metrics, what structural factor has consistently supported the improved performance of Public Sector Banks (PSBs) in recent years, including their strong Q1 2026 results?
A Decreased government equity infusion and support.
B Enhanced focus on digital transformation and governance reforms.
C A significant reduction in their branch network.
D Increased reliance on high-cost wholesale funding.
Answer: B
Government-led reforms in governance, consolidation of banks, and a strong push towards digital transformation have significantly improved the operational efficiency, customer service, and overall financial health of Public Sector Banks, contributing to their sustained strong performance.
1133.
A key indicator of improved financial health for Public Sector Banks (PSBs) often cited in their strong performance reports, such as in Q1 2026, is:
A An increase in Gross Non-Performing Assets (GNPAs) ratio.
B A decrease in Provision Coverage Ratio (PCR).
C A reduction in Net Non-Performing Assets (NNPAs) ratio.
D Stagnant growth in deposits.
Answer: C
A reduction in the Net Non-Performing Assets (NNPAs) ratio signifies improved asset quality, as it indicates a lower proportion of bad loans after making provisions. This is a strong indicator of better financial health and contributes to strong performance.
1134.
Which of the following factors is most likely to contribute significantly to the strong Q1 performance of Public Sector Banks (PSBs) in 2026?
A A substantial increase in Non-Performing Assets (NPAs).
B Robust credit growth coupled with improved asset quality.
C Significant decline in Net Interest Margins (NIMs).
D Reduced focus on retail lending.
Answer: B
Strong Q1 performance for PSBs is typically driven by robust credit growth, indicating increased lending activity, combined with improved asset quality, which means a reduction in bad loans and better recovery rates. This leads to higher profitability.
1135.
In the context of RBI's framework for digital lending, what is the current stance on First Loss Default Guarantee (FLDG) arrangements between Regulated Entities (REs) and Lending Service Providers (LSPs) as of 2026?
A FLDG arrangements are completely prohibited to prevent moral hazard.
B FLDG arrangements are permitted, provided the guarantee is backed by a deposit or bank guarantee from the LSP, up to a certain percentage of the loan portfolio.
C LSPs can provide unlimited FLDG to REs without any collateral.
D FLDG is only allowed for loans below a certain threshold amount.
Answer: B
The RBI, in its June 2023 circular, permitted FLDG arrangements between REs and LSPs, subject to certain conditions. The guarantee must be backed by a deposit or bank guarantee from the LSP, and the total FLDG cover on any portfolio should not exceed 5% of the amount of the loan portfolio. This ensures that LSPs have skin in the game while mitigating risks for REs.
1136.
Under the RBI's framework for digital lending, what is a mandatory requirement regarding data collection by Digital Lending Apps (DLAs)?
A DLAs can access a borrower's mobile phone resources like contacts, call logs, and media gallery for credit assessment.
B DLAs must obtain explicit consent from borrowers for specific data access, avoiding unnecessary data.
C Borrowers are not required to provide consent for data access if it's for improving credit scores.
D Data collected by DLAs can be shared with third-party marketing agencies without borrower's approval.
Answer: B
The RBI framework strictly mandates that Digital Lending Apps (DLAs) must obtain explicit consent from borrowers for specific data access (e.g., camera, microphone, location) and avoid accessing unnecessary data. Access to contact lists, call logs, or media galleries is generally prohibited.
1137.
Which of the following is a key provision of the Reserve Bank of India's (RBI) framework for digital lending, effective by 2026?
A All loan disbursals and repayments must be executed directly between the borrower and the Regulated Entity (RE).
B Lending Service Providers (LSPs) are permitted to handle loan disbursals and repayments on behalf of REs.
C Digital lending apps can access a borrower's contact list and call logs without explicit consent.
D There is no mandatory cooling-off period for digital loans.
Answer: A
The RBI's digital lending guidelines mandate that all loan disbursals and repayments must be executed directly between the borrower and the Regulated Entity (RE) without any pass-through by LSPs or any third party. This ensures transparency and accountability.
1138.
Which of the following is a key pillar of the Swachh Bharat Abhiyan?
A Promoting air pollution control measures.
B Ensuring solid waste management.
C Increasing the use of plastic in construction.
D Encouraging water wastage.
Answer: B
Solid waste management, including collection, segregation, and disposal, is a crucial pillar of the Swachh Bharat Abhiyan, alongside promoting toilet construction and behavioural change.
1139.
The Swachh Bharat Abhiyan was launched with the aim of achieving a 'Clean India' by which year?
A 2019
B 2022
C 2024
D 2025
Answer: A
The original target year for achieving a Clean India under the Swachh Bharat Abhiyan was October 2, 2019, the 150th birth anniversary of Mahatma Gandhi.
1140.
As of 2026, what has been the significant achievement of the Swachh Bharat Abhiyan (SBA) in terms of sanitation coverage in India?
A A marginal increase in open defecation.
B A substantial increase in household toilet coverage and reduction in open defecation.
C No significant change in sanitation practices.
D A decrease in the construction of public toilets.
Answer: B
Swachh Bharat Abhiyan has led to a significant increase in household toilet coverage and a drastic reduction in the practice of open defecation across India, transforming sanitation landscape.
