MCQs on Entertainment Current Affairs

331.

NEEDS_REVIEW

A NEEDS_REVIEW

B NEEDS_REVIEW

C NEEDS_REVIEW

D NEEDS_REVIEW

332.

NEEDS_REVIEW

A NEEDS_REVIEW

B NEEDS_REVIEW

C NEEDS_REVIEW

D NEEDS_REVIEW

333.

NEEDS_REVIEW

A NEEDS_REVIEW

B NEEDS_REVIEW

C NEEDS_REVIEW

D NEEDS_REVIEW

334.

According to the RBI's digital lending framework, what provision is made for borrowers to exit a loan by paying the principal and proportionate Annual Percentage Rate (APR) without penalty?

A A mandatory 7-day cooling-off period for all loans.

B A cooling-off period, the duration of which is determined by the Regulated Entity (RE) based on loan tenure.

C A cooling-off period of 1-3 days for short-duration loans and 3 days for other loans, allowing borrowers to exit without penalty.

D No such cooling-off period is mandated; borrowers are bound by the loan agreement immediately.

335.

What is the primary purpose of the 'Key Fact Statement' (KFS) that Regulated Entities (REs) are required to provide to borrowers for all digital loans?

A To serve as a marketing brochure for other financial products.

B To provide a summary of the loan agreement, including the Annual Percentage Rate (APR), fees, and other charges, in a standardized format.

C To collect additional personal data from the borrower for credit scoring.

D To act as a legally binding contract without any further documentation.

336.

As per the RBI's enhanced digital lending guidelines, which of the following is a mandatory requirement for the disbursement and repayment of loans?

A Funds must be disbursed directly into the borrower's bank account by the Regulated Entity (RE) and repayments collected directly by the RE.

B Loan Service Providers (LSPs) can disburse funds and collect repayments on behalf of REs.

C Borrowers can choose to receive funds in their digital wallets, with repayments made through any payment aggregator.

D The guidelines allow for cash disbursement for small-value digital loans.

337.

Which of the following is a likely area of focus for projects undertaken under the 'Sahyog-Gram' Initiative, given its objective of collaboration between academic institutions and rural communities?

A Development of advanced AI algorithms for stock market prediction.

B Implementation of smart farming techniques and renewable energy solutions in villages.

C Construction of large-scale industrial manufacturing units.

D Establishment of international trade agreements for rural produce.

338.

What is a key objective of the 'Sahyog-Gram' Initiative, launched in 2026, in its approach to rural development?

A To relocate rural populations to urban centers for better opportunities.

B To promote sustainable livelihood options and improve the quality of life in villages.

C To centralize all rural governance under a single national authority.

D To encourage migration from rural to urban areas for employment.

339.

The 'Sahyog-Gram' Initiative, launched in 2026, is primarily aimed at fostering collaboration between which two sectors to promote rural development?

A Urban Municipalities and Rural Panchayats

B Academic Institutions and Rural Communities

C Industrial Hubs and Agricultural Cooperatives

D National Parks and Wildlife Sanctuaries

340.

Which government ministry is the nodal agency responsible for the implementation and expansion of the PM-Vidyalaxmi Scheme?

A Ministry of Education

B Ministry of Finance

C Ministry of Skill Development and Entrepreneurship

D Ministry of Home Affairs

MCQs - 2026-08