RBI Digital Lending & Annual Report MCQs 2026

1.

Which of the following is a likely area of focus for projects undertaken under the 'Sahyog-Gram' Initiative, given its objective of collaboration between academic institutions and rural communities?

A Development of advanced AI algorithms for stock market prediction.

B Implementation of smart farming techniques and renewable energy solutions in villages.

C Construction of large-scale industrial manufacturing units.

D Establishment of international trade agreements for rural produce.

2.

What is a key objective of the 'Sahyog-Gram' Initiative, launched in 2026, in its approach to rural development?

A To relocate rural populations to urban centers for better opportunities.

B To promote sustainable livelihood options and improve the quality of life in villages.

C To centralize all rural governance under a single national authority.

D To encourage migration from rural to urban areas for employment.

3.

The 'Sahyog-Gram' Initiative, launched in 2026, is primarily aimed at fostering collaboration between which two sectors to promote rural development?

A Urban Municipalities and Rural Panchayats

B Academic Institutions and Rural Communities

C Industrial Hubs and Agricultural Cooperatives

D National Parks and Wildlife Sanctuaries

4.

Which government ministry is the nodal agency responsible for the implementation and expansion of the PM-Vidyalaxmi Scheme?

A Ministry of Education

B Ministry of Finance

C Ministry of Skill Development and Entrepreneurship

D Ministry of Home Affairs

5.

The PM-Vidyalaxmi Scheme, in its current phase (as of 2026), primarily targets students seeking higher education. Which of the following is NOT a typical area of support under this scheme?

A Loans for undergraduate and postgraduate studies in India and abroad.

B Scholarships for vocational training programs.

C Financial aid for primary and secondary education.

D Information portal for various educational loan schemes.

6.

As of 2026, which of the following is a key objective of the expanded PM-Vidyalaxmi Scheme aimed at improving educational access and financial support for students?

A To provide direct cash transfers to all students enrolled in government schools.

B To facilitate access to educational loans and scholarships for meritorious and economically weaker students.

C To digitize the entire curriculum of all Indian universities.

D To establish new physical schools in every district of India.

7.

While originating in the U.S., Women's Equality Day serves as a global reminder for gender parity. Which of the United Nations' Sustainable Development Goals (SDGs) specifically aims to achieve gender equality and empower all women and girls?

A SDG 1: No Poverty

B SDG 3: Good Health and Well-being

C SDG 5: Gender Equality

D SDG 10: Reduced Inequalities

8.

The 19th Amendment to the U.S. Constitution, which is celebrated on Women's Equality Day, primarily granted which fundamental right to women?

A Right to equal pay for equal work

B Right to own property

C Right to vote

D Right to education

9.

Women's Equality Day is observed annually on August 26. This day commemorates a significant milestone in the United States' women's suffrage movement. Which event does it specifically mark?

A The Seneca Falls Convention of 1848

B The passage of the Equal Pay Act of 1963

C The certification of the 19th Amendment to the U.S. Constitution

D The establishment of the National Organization for Women (NOW) in 1966

10.

Major Dhyan Chand, whose birthday is celebrated as National Sports Day, was instrumental in India winning how many Olympic gold medals in field hockey?

A Two

B Three

C Four

D Five