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MCQs 2026

1.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
2.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
3.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
4.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
5.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
6.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
7.
The RBI's focus on financial inclusion through digital channels also involves enhancing digital literacy. What is the purpose of this focus?
A To discourage people from using digital financial services.
B To ensure users can safely and effectively utilize digital banking products and services.
C To promote the use of complex financial instruments only.
D To limit access to digital financial services to only tech-savvy individuals.
8.
Which digital channel is the RBI actively promoting in 2026 to facilitate financial inclusion?
A Physical mail services for account opening.
B Mobile banking and UPI (Unified Payments Interface).
C Fax-based transaction systems.
D Landline telephone banking only.
9.
In 2026, the RBI is intensifying its focus on financial inclusion via digital channels. Which of the following is a primary goal of this initiative?
A To reduce the number of bank branches in rural areas.
B To expand access to basic banking services for underserved populations.
C To promote the use of only physical currency.
D To increase the minimum balance requirement for savings accounts.
10.
According to the 2026 RBI guidelines, what is a key responsibility of DLAs concerning the lenders they partner with?
A To ensure that all partner lenders are unregulated entities.
B To verify that partner lenders hold valid licenses or authorizations from the RBI.
C To encourage lending only through informal channels.
D To avoid any due diligence on the financial standing of lenders.
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