MCQs on Entertainment Current Affairs

11.

Under the 2026 RBI guidelines, what is a crucial compliance requirement for DLAs regarding transparency?

A To hide the names of the lending partners from borrowers.

B To clearly disclose all fees, charges, and the Annual Percentage Rate (APR) to borrowers.

C To provide loan offers only after the loan is disbursed.

D To use opaque terms and conditions for loan agreements.

12.

In 2026, the RBI introduced new guidelines for Digital Lending Aggregators (DLAs). What is the primary role of a DLA as defined by these guidelines?

A To directly disburse loans to borrowers.

B To act as an intermediary connecting borrowers with regulated lenders.

C To set interest rates for all digital loans.

D To conduct credit scoring for all loan applications.

13.

Which of the following technologies is emphasized by the RBI's 2026 enhanced cybersecurity framework for digital lending platforms to ensure secure transactions?

A Blockchain for transaction immutability and encryption.

B Outdated encryption algorithms for wider compatibility.

C Unsecured data transfer protocols.

D Reliance solely on manual security checks.

14.

As per the 2026 RBI guidelines for digital lending platforms, what is a mandatory requirement for reporting cyber incidents?

A Reporting only major cyber-attacks to the RBI.

B Immediate reporting of all cyber incidents, regardless of severity, to the RBI.

C Reporting cyber incidents only after a customer complaint is filed.

D Reporting cyber incidents to the platform's internal IT team only.

15.

In 2026, the Reserve Bank of India (RBI) enhanced its cybersecurity framework for digital lending platforms. Which of the following is a key objective of these enhanced measures?

A To reduce the number of digital lending platforms operating in India.

B To ensure robust data protection and prevent unauthorized access to sensitive customer information.

C To mandate higher interest rates for all digital loans.

D To encourage manual verification of all loan applications.

16.

Which of the following is NOT a primary objective or feature of the Skill India Digital platform?

A Providing access to skill-based learning programs.

B Facilitating connections between skilled individuals and employers.

C Offering financial aid for higher education abroad.

D Enabling entrepreneurship opportunities.

17.

The Skill India Digital initiative is launched under the aegis of which Union Ministry?

A Ministry of Education

B Ministry of Finance

C Ministry of Skill Development and Entrepreneurship

D Ministry of Electronics and Information Technology

18.

When was the Skill India Digital platform launched, aiming to be a digital public infrastructure for skilling, education, employment, and entrepreneurship?

A August 2022

B September 2023

C October 2024

D November 2025

19.

Pradhan Mantri Awas Yojana (Urban) was launched in which year with the aim of 'Housing for All' by 2022?

A 2014

B 2015

C 2016

D 2017

20.

The extension of Pradhan Mantri Awas Yojana (Urban) till December 31, 2024, primarily aimed at which of the following?

A Sanctioning new houses for all eligible beneficiaries.

B Completing houses already sanctioned under the scheme.

C Introducing new components for urban development.

D Expanding the scheme to rural areas.

MCQs 2026