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Current Affairs & MCQs
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MCQs 2026

11.
The Reserve Bank of India's (RBI) updated framework on digital lending, effective from 2024, aims to enhance transparency and protect borrowers. Which of the following is a key objective of these guidelines?
A To encourage unregulated lending practices.
B To ensure fair and transparent pricing of digital loans.
C To reduce the number of digital lending apps available.
D To allow lenders to charge exorbitant interest rates.
12.
As per the revised guidelines issued by the Reserve Bank of India (RBI) in 2024 concerning digital lending, which of the following is NOT mandated for Digital Lending Apps (DLAs)?
A Disclosure of all-in-cost of loans to borrowers.
B Appointment of a Designated Chief Compliance Officer (CCO).
C Mandatory upfront disclosure of the Annual Percentage Rate (APR).
D Prohibition of automatic credit limit enhancement without explicit consent.
13.
NEEDS_REVIEW
A Option A
B Option B
C Option C
D Option D
14.
NEEDS_REVIEW
A Option A
B Option B
C Option C
D Option D
15.
NEEDS_REVIEW
A Option A
B Option B
C Option C
D Option D
16.
Which of the following is NOT a core component of the digital literacy training provided under PMGDISHA?
A Operating digital devices (computers, smartphones, tablets).
B Sending and receiving emails.
C Performing online financial transactions (digital payments).
D Coding and software development.
17.
Which Union Ministry is responsible for the implementation of the PMGDISHA scheme?
A Ministry of Rural Development
B Ministry of Education
C Ministry of Electronics and Information Technology (MeitY)
D Ministry of Skill Development and Entrepreneurship
18.
What is the primary objective of the Pradhan Mantri Gramin Digital Saksharta Abhiyan (PMGDISHA) scheme?
A To provide advanced IT training to rural youth.
B To make 6 crore rural households digitally literate.
C To establish digital libraries in every village.
D To provide free laptops to rural students.
19.
The theme for World Hepatitis Day 2026, observed globally, is focused on:
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
20.
What is the primary goal of observing World Hepatitis Day?
A To promote organ donation for liver transplants.
B To raise awareness and understanding of hepatitis and its prevention, transmission, and treatment.
C To encourage vaccination against other infectious diseases.
D To fund research for a cure for cancer.
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