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931.

The Digital Rupee (e-Rupee) is a liability of which entity?

A The participating commercial banks.

B The Reserve Bank of India (RBI).

C The Ministry of Finance.

D The payment system providers.

932.

What is a key objective of expanding the Digital Rupee pilot program?

A To completely replace physical cash within the next year.

B To test the technology and design of the Central Bank Digital Currency (CBDC) in a wider set of use cases and participants.

C To reduce the transaction fees for all digital payments.

D To encourage cross-border payments using the e-Rupee.

933.

The recent expansion of the Digital Rupee (e-Rupee) pilot includes which of the following categories of participants?

A Only large commercial banks.

B Select public sector banks, private sector banks, and cooperative banks.

C Only payment system providers and fintech companies.

D All scheduled commercial banks and NBFCs.

934.

The RBI's recent focus on liquidity management for NBFCs is a part of its broader mandate to:

A Promote financial inclusion by increasing the number of NBFCs.

B Ensure the overall stability and resilience of the Indian financial system.

C Encourage foreign investment in the NBFC sector.

D Simplify the regulatory framework for all financial institutions.

935.

Which of the following is a likely consequence of RBI's tighter liquidity management for NBFCs?

A Increased availability of credit from NBFCs at lower interest rates.

B Potential reduction in lending by some NBFCs or an increase in their borrowing costs.

C A significant decrease in the profitability of the banking sector.

D Greater ease for NBFCs to access funds from the public.

936.

What is the primary objective of the RBI's recent measures to tighten liquidity management for Non-Banking Financial Companies (NBFCs)?

A To encourage NBFCs to increase their lending to the corporate sector.

B To curb excessive risk-taking and ensure financial stability within the NBFC sector.

C To reduce the interest rates offered by NBFCs to retail borrowers.

D To promote the merger of smaller NBFCs with larger ones.

937.

How many installments of ₹2,000 each are typically disbursed annually under PM-KISAN via DBT?

A Two

B Three

C Four

D One

938.

What is the main objective of using Direct Benefit Transfer (DBT) for PM-KISAN payments?

A To increase administrative overheads

B To reduce transparency in transactions

C To ensure timely and leak-proof delivery of funds

D To promote cash-based economy

939.

How is the financial assistance under the PM-KISAN scheme primarily transferred to the beneficiaries?

A Through postal money orders

B Via cheques issued by local authorities

C Direct Benefit Transfer (DBT) to bank accounts

D Cash payments at designated centers

940.

Which Union Ministry is responsible for the implementation of the PM-KISAN scheme?

A Ministry of Finance

B Ministry of Rural Development

C Ministry of Agriculture & Farmers Welfare

D Ministry of Food Processing Industries

MCQs - 2026-06