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MCQs - 2026-06

2411.
The rise of regional cinema on global OTT platforms has led to which of the following positive outcomes for the industry?
A Decline in the number of regional film festivals.
B Greater financial viability and wider distribution for regional films.
C Reduced creative freedom for filmmakers.
D Concentration of content creation in a few major regional hubs.
2412.
Which of the following is a significant trend observed with the expansion of regional Indian cinema on global OTT platforms?
A Increased focus on dubbing and subtitling in multiple languages.
B Reduced investment in regional film production.
C Exclusive release of films only in their original regional language.
D Limited reach to international audiences.
2413.
Enhanced reporting for NBFCs by RBI often includes detailed information on which of the following aspects?
A Only the number of employees.
B Asset quality, liquidity position, and capital adequacy.
C Marketing expenditure and advertising campaigns.
D Details of corporate social responsibility (CSR) activities.
2414.
Which category of NBFCs is typically subjected to more stringent or enhanced reporting requirements by the RBI?
A All NBFCs, regardless of their size.
B Only micro-finance institutions (MFIs).
C Systemically Important NBFCs (NBFC-SI) and Upper Layer NBFCs.
D NBFCs operating only in rural areas.
2415.
What is the primary reason behind the RBI mandating enhanced reporting requirements for Non-Banking Financial Companies (NBFCs)?
A To reduce the number of NBFCs operating in India.
B To improve regulatory oversight and strengthen financial stability.
C To encourage NBFCs to convert into banks.
D To increase the tax revenue from NBFCs.
2416.
Which of the following is a key feature of the RBI's new digital payment grievance redressal mechanism?
A It requires physical submission of all complaints.
B It provides a single point of reference for customers to file complaints, irrespective of the product or service.
C It only covers grievances related to credit cards.
D It is exclusively for high-value transactions.
2417.
The new digital payment grievance redressal mechanism aims to provide a 'One Nation-One Ombudsman' approach. What does this primarily imply?
A A single ombudsman for all types of financial services.
B Integration of existing ombudsman schemes for banks, NBFCs, and non-bank prepaid payment issuers.
C A single physical office for all grievance redressal.
D A unified digital platform for only international payment disputes.
2418.
What is the name of the integrated grievance redressal mechanism introduced by RBI for digital payments?
A Digital Payment Facilitation Scheme
B Integrated Ombudsman Scheme
C National Grievance Portal
D Payment Dispute Resolution Authority
2419.
Which regulatory body is responsible for issuing guidelines on cybersecurity for banks in India?
A Securities and Exchange Board of India (SEBI)
B Insurance Regulatory and Development Authority of India (IRDAI)
C Reserve Bank of India (RBI)
D Ministry of Finance
2420.
The enhanced cybersecurity framework by RBI for banks typically focuses on which of the following key areas?
A Only physical security measures.
B Strengthening IT governance, incident response, and cyber resilience.
C Reducing the number of bank branches.
D Increasing interest rates on savings accounts.
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