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1281.

What is the primary goal of the RBI's initiatives to strengthen cybersecurity in banks?

A To reduce operational costs for banks

B To ensure the resilience of the financial system against cyber threats

C To promote cashless transactions exclusively

D To facilitate international data sharing among banks

1282.

What is a key consumer protection measure introduced by the RBI's digital lending framework regarding loan disbursement?

A Mandatory physical verification of borrowers

B Direct disbursement of loans to the borrower's bank account

C Prohibition of all third-party involvement in disbursement

D Capping of processing fees at 1% of the loan amount

1283.

As per the RBI's new framework for digital lending, which entities are permitted to undertake digital lending activities?

A Only Lending Service Providers (LSPs)

B Only Regulated Entities (REs) of RBI

C Both REs and LSPs directly

D REs and LSPs working under the supervision of REs

1284.

What is the primary objective of the RBI's new framework for digital lending?

A To promote rapid growth of digital lending

B To ensure consumer protection and responsible lending practices

C To restrict foreign investment in digital lending

D To standardize interest rates across all digital lenders

1285.

Under the RBI Integrated Ombudsman Scheme, which of the following entities is NOT covered for grievance redressal?

A Commercial Banks

B Non-Banking Financial Companies (NBFCs)

C Primary (Urban) Co-operative Banks

D Stock Broking Firms

1286.

Which principle underpins the RBI's Integrated Ombudsman Scheme, aiming for a unified approach to grievance redressal?

A 'One Bank One Ombudsman'

B 'One Nation One Ombudsman'

C 'One Customer One Ombudsman'

D 'One Regulator One Ombudsman'

1287.

What is the name of the integrated ombudsman scheme launched by the RBI to enhance the customer grievance redressal mechanism?

A Banking Ombudsman Scheme

B RBI Integrated Ombudsman Scheme

C Digital Grievance Redressal Scheme

D Financial Consumer Protection Scheme

1288.

Which of the following is NOT a component of the Pradhan Mantri Awas Yojana-Gramin?

A Financial assistance for house construction.

B Provision of 95 days of guaranteed wage employment under MGNREGA.

C Assistance for convergence with other schemes like Swachh Bharat Mission.

D Subsidized loans for purchasing land in urban areas.

1289.

Under PMAY-G, what is the unit assistance provided for the construction of a house?

A ₹1,00,000

B ₹1,20,000

C ₹1,30,000

D ₹1,50,000

1290.

What is the main goal of the new phase of Pradhan Mantri Awas Yojana-Gramin (PMAY-G)?

A To provide affordable housing loans to urban dwellers.

B To ensure 'Housing for All' by constructing pucca houses for all homeless families in rural areas.

C To develop commercial real estate in rural India.

D To provide subsidies for home renovation in metropolitan cities.

MCQs - 2026-06