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MCQs - 2026-06

1451.
What is the primary focus of the Mumbai International Film Festival (MIFF)?
A Feature Films and Animation
B Documentary, Short Fiction, and Animation films
C Regional Commercial Cinema
D International Blockbuster Movies
1452.
Which edition of the Mumbai International Film Festival (MIFF) concluded in 2026?
A 17th
B 18th
C 19th
D 20th
1453.
An increase in the capital base of PSBs due to government infusion generally leads to:
A A decrease in their credit rating.
B An improved ability to lend and absorb risks.
C A higher likelihood of nationalization.
D Reduced operational efficiency.
1454.
What is a common method used by the government to infuse capital into PSBs?
A Reducing the interest rates on government bonds.
B Issuing new shares or bonds that the government subscribes to.
C Asking the banks to raise funds from the public.
D Reducing the regulatory capital requirements for banks.
1455.
When the government infuses capital into Public Sector Banks (PSBs), what is the primary reason for this action?
A To reduce the number of branches.
B To strengthen their balance sheets and enhance lending capacity for economic growth.
C To decrease the banks' profitability.
D To encourage them to lend only to government projects.
1456.
The RBI's new guidelines for digital lending platforms emphasize the importance of:
A Aggressive marketing and customer acquisition.
B Data privacy and security of borrower information.
C Lending exclusively to high-risk individuals.
D Minimal regulatory compliance.
1457.
Under the new RBI guidelines, digital lending platforms are generally required to:
A Disclose all fees and charges upfront to the borrower.
B Share borrower data with third-party apps without explicit consent.
C Charge interest rates as per their own discretion.
D Operate without any specific grievance redressal mechanism.
1458.
Which of the following is a key objective of the new guidelines issued by the RBI for digital lending platforms?
A To encourage unregulated lending practices.
B To protect borrowers from unfair practices and ensure transparency.
C To increase the number of digital lending apps without oversight.
D To allow lending platforms to charge exorbitant interest rates.
1459.
The term 'global headwinds' in the context of RBI's monetary policy decision typically refers to:
A Favorable international economic conditions.
B Adverse global economic or geopolitical factors impacting the domestic economy.
C Increased foreign investment inflows.
D A strong domestic currency.
1460.
When the RBI decides to maintain the repo rate, what is the most likely immediate impact on the cost of borrowing for businesses and individuals?
A It will significantly decrease.
B It will remain relatively stable.
C It will increase sharply.
D It will become zero.
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