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1641.

The Reserve Bank of India (RBI) recently conducted a strategic review of the Prompt Corrective Action (PCA) framework for Urban Cooperative Banks (UCBs). What is the primary objective of the PCA framework?

A To encourage aggressive expansion of UCBs into new markets.

B To ensure financial stability and health of UCBs by imposing restrictions when certain risk thresholds are breached.

C To provide subsidies to UCBs facing financial difficulties.

D To facilitate mergers and acquisitions among UCBs.

1642.

What is the purpose of the 'cooling-off period' introduced by the RBI in its digital lending transparency norms?

A To allow the lender to assess the borrower's repayment capacity.

B To provide borrowers with an opportunity to review loan terms and cancel if dissatisfied.

C To enable the lender to disburse the loan amount faster.

D To allow the borrower to negotiate for a lower interest rate.

1643.

As per the RBI's enhanced digital lending transparency norms, what must be explicitly disclosed to the borrower before the loan agreement is executed?

A The credit score of the borrower.

B The names of all third-party service providers involved.

C The Annual Percentage Rate (APR) and all associated fees and charges.

D The projected income of the borrower for the next five years.

1644.

Which of the following is NOT a key enhancement made by the RBI to digital lending transparency norms?

A Mandatory disclosure of all-in-cost of loans to borrowers.

B Requirement for lenders to provide a cooling-off period for borrowers.

C Prohibition of automatic increase in credit limit without explicit consent.

D Mandatory appointment of a Chief Compliance Officer for all digital lending platforms.

1645.

Under PMYUY, what kind of support is provided to the beneficiaries?

A Skill development and mentorship

B Access to credit and financial assistance

C Market linkages and networking

D All of the above

1646.

Which age group is primarily targeted under the Pradhan Mantri Yuva Udyami Yojana?

A 15-25 years

B 18-35 years

C 21-40 years

D 25-45 years

1647.

What is the primary objective of the 'Pradhan Mantri Yuva Udyami Yojana' (PMYUY)?

A To provide free education to rural youth

B To promote entrepreneurship among the youth

C To provide health insurance to youth

D To provide direct cash transfers to unemployed youth

1648.

Which ministry is responsible for the implementation of the PM-KISAN scheme?

A Ministry of Rural Development

B Ministry of Finance

C Ministry of Agriculture and Farmers Welfare

D Ministry of Panchayati Raj

1649.

The 17th installment of PM-KISAN was released by the Prime Minister from which city?

A New Delhi

B Varanasi

C Lucknow

D Indore

1650.

What is the annual financial benefit provided to eligible farmer families under the PM-KISAN scheme?

A Rs 4,000

B Rs 6,000

C Rs 8,000

D Rs 10,000

MCQs - 2026-05