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MCQs 2026

1.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
2.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
3.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
4.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
5.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
6.
NEEDS_REVIEW
A NEEDS_REVIEW
B NEEDS_REVIEW
C NEEDS_REVIEW
D NEEDS_REVIEW
7.
What is a key characteristic of the end-use of funds raised through Green Deposits, as defined by the RBI's 2026 framework?
A Funds can be used for any general corporate purpose by the bank.
B Funds must be allocated to projects that contribute to environmental benefits, such as renewable energy or pollution control.
C Funds are primarily intended for financing fossil fuel exploration.
D A significant portion must be invested in real estate development.
8.
Under the 2026 RBI framework for Green Deposits, which of the following is a mandatory requirement for banks offering these deposits?
A To invest all green deposit funds in government bonds only.
B To maintain a separate accounting ledger for all green deposit transactions.
C To provide a guarantee of fixed returns to depositors.
D To offer these deposits exclusively to institutional investors.
9.
As per the RBI's framework introduced in 2026, what is the primary objective of the 'Green Deposits' scheme?
A To encourage investment in traditional industries like coal and oil.
B To channelize finance towards environmentally sustainable and climate-resilient projects.
C To provide unsecured loans to small businesses.
D To offer higher interest rates on savings accounts for retail customers.
10.
In the context of the RBI's enhanced digital lending framework (2026), what is a significant change concerning the handling of customer grievances?
A Customer grievances can only be resolved through the digital lending platform itself.
B Lenders must establish a robust, transparent, and accessible grievance redressal mechanism.
C Grievances related to digital loans are no longer handled by the RBI's ombudsman scheme.
D A mandatory cooling-off period of 7 days is introduced for all customer complaints.
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