MCQs 2026

Guidelines mandate that loan repayments must be executed directly between the borrower's bank account and the Regulated Entity's account.

Scheduled Commercial Banks (SCBs) have consistently shown robust credit growth in recent RBI financial stability reports.

The Credit-Deposit (CD) ratio is a key metric used to assess how much of a bank's deposits are being deployed as loans.

RBI reports indicate that personal loans and the services sector have been the primary drivers of credit growth.

The scheme provides financial incentives such as interest subvention on loans and subsidies for purchasing energy-efficient machinery and solar panels.

The scheme specifically targets MSMEs to help them overcome the financial barriers of installing green energy infrastructure.

The Harit Udyog Protsahan Yojana is designed to support Micro, Small, and Medium Enterprises (MSMEs) in transitioning to renewable energy and reducing their carbon footprint.

The expansion of digital literacy schemes often focuses on frontline workers like Anganwadi, ASHA workers, and ration shop dealers to enhance service delivery.

The Ministry of Electronics and Information Technology (MeitY) is responsible for the implementation of digital literacy programs like DISHA and PMGDISHA.

The Digital Saksharta Abhiyan (DISHA) aims to impart IT training to non-IT literate citizens, ensuring at least one person in every household becomes digitally literate.