UNSC Gaza Ceasefire Resolution MCQs

11.

Which of the following is a key provision in the new digital lending guidelines?

A Allowing lenders to charge arbitrary fees

B Mandatory disclosure of all charges and fees upfront

C Permitting hidden charges

D Reducing the need for borrower consent

12.

What is the primary objective of the new digital lending guidelines introduced by the RBI?

A To restrict digital lending activities

B To increase the cost of digital loans

C To enhance transparency and protect borrowers

D To reduce the role of banks in digital lending

13.

Which sector has been a significant contributor to the recent robust bank credit growth as per RBI observations?

A Agriculture

B Services sector

C Manufacturing sector

D All of the above

14.

What is a potential positive implication of robust bank credit growth for the Indian economy?

A Increased inflation

B Reduced investment

C Stimulated economic activity and investment

D Decreased consumer spending

15.

According to recent RBI reports, what trend has been observed in bank credit growth in India?

A Significant decline

B Stagnation

C Robust and steady growth

D Volatile fluctuations

16.

What kind of support does the 'Harit Udyog Protsahan Yojana' typically offer to MSMEs?

A Direct cash transfers to employees

B Financial incentives, subsidies, and technical guidance for green technology

C Free land for factory construction

D Mandatory insurance coverage

17.

Which sector is the primary beneficiary of the 'Harit Udyog Protsahan Yojana'?

A Large Scale Industries

B MSMEs

C Service Sector only

D Public Sector Undertakings

18.

What is the main focus of the 'Harit Udyog Protsahan Yojana'?

A To provide loans for agricultural equipment

B To encourage MSMEs to adopt green energy and sustainable practices

C To increase exports of textile products

D To provide subsidies for digital marketing

19.

Under the expanded Digital Saksharta Abhiyan, which group is specifically prioritized for training?

A Urban corporate employees

B Marginalized communities and rural households

C Government officials only

D IT professionals

20.

Which ministry is the nodal agency for the implementation of the Digital Saksharta Abhiyan?

A Ministry of Education

B Ministry of Finance

C Ministry of Electronics and Information Technology

D Ministry of Rural Development

MCQs 2026